HDFC Balanced Advantage Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
Dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Bandhan Mutual Fund Large Cap Fund. Dono funds alag categories mein aate hain, ek Hybrid aur doosra Large Cap. Chaliye, humein yeh dekhne ko milega ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Bandhan Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.11 |
| Sharpe Ratio | 0.93 | 0.68 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 24% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par, HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai. Iske 3Y return 14.5% hai, jo Bandhan Mutual Fund Large Cap Fund se thoda zyada hai. Expense ratio bhi thoda zyada hai, lekin risk moderately high hai, jo very high se better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Chaliye, monthly SIP ke liye, HDFC Balanced Advantage Fund better hai. Iske returns thoda zyada stable hain, aur consistency bhi acchi hai. Dekho, 10+ years ke liye investment karna hai, to HDFC Balanced Advantage Fund better option hai.
⚠️ Risk & Cost Analysis
Lekin, riskometer, volatility, aur Sharpe ratio ke basis par, Bandhan Mutual Fund Large Cap Fund ka risk zyada hai. Volatility 12.11 hai, jo HDFC Balanced Advantage Fund se zyada hai. Sharpe ratio bhi kam hai, jo 0.68 hai. Expense ratio thoda kam hai, lekin risk-adjusted returns HDFC Balanced Advantage Fund ke favor mein hain.
📊 Portfolio Diversification
Sach ye hai, HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai. Equity, debt, aur other assets mein allocation hai, jo risk ko kam karta hai. Top holdings bhi thoda kam concentrated hain, jo sector risk ko kam karta hai. Bandhan Mutual Fund Large Cap Fund ka asset allocation zyada equity mein hai, jo risk ko zyada karta hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Bandhan Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, Bandhan Mutual Fund Large Cap Fund ka risk zyada hai, lekin returns thoda kam hain. Volatility bhi zyada hai, jo risk ko zyada karta hai.
Q3: Which fund is more cost‑effective?
Bandhan Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai. Lekin, exit load ki information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price