HDFC Balanced Advantage Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
17.52%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Axis Small Cap Fund. Dono alag categories mein aate hain, ek Hybrid hai aur doosra Small Cap. Chaliye, aapko yeh samjhaate hain ki inmein se kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Small Cap |
| NAV (₹) | 551.96 | 124.14 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.92% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 17.03 |
| Sharpe Ratio | 0.93 | 0.65 |
| 1 Year Return (%) | -1.45% | 4.52% |
| 3 Year Return (%) | 14.5% | 17.52% |
| 5 Year Return (%) | 15.05% | 18.04% |
| Since Launch (%) | 13.14% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 27% | 12% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Axis Small Cap Fund ke 17.52% se kam hai, lekin risk bhi kam hai. Expense ratio bhi kam hai, 0.75% vs 0.92%. Sach ye hai, HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
chaliye, monthly SIP ke liye dekhte hain. HDFC Balanced Advantage Fund ka return stability aur consistency thoda behtar hai, isliye yeh fund 10+ years ke liye SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, HDFC Balanced Advantage Fund ka riskometer Moderately High hai, volatility 8.58 hai, aur Sharpe ratio 0.93 hai. Axis Small Cap Fund ka riskometer Very High hai, volatility 17.03 hai, aur Sharpe ratio 0.65 hai. Isliye, HDFC Balanced Advantage Fund behtar risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
haan, HDFC Balanced Advantage Fund ka asset allocation diversified hai, equity 69.75% hai, aur top holdings mein ICICI Bank Ltd., HDFC Bank Ltd., aur Reliance Industries Ltd. hain. Axis Small Cap Fund ka asset allocation thoda concentrated hai, equity 88.35% hai, aur top holdings mein CCL Products (India) Ltd., Krishna Institute of Medical Sciences Ltd., aur JB Chemicals & Pharmaceuticals Ltd. hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Small Cap Fund ka 5Y return 18.04% hai, aur 3Y return 17.52% hai, jo HDFC Balanced Advantage Fund se behtar hai.
Q2: Is the higher risk fund worth it?
Axis Small Cap Fund ka volatility 17.03 hai, jo HDFC Balanced Advantage Fund se zyada hai, lekin Sharpe ratio 0.65 hai, jo thoda kam hai. Isliye, higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Axis Small Cap Fund ke 0.92% se kam hai. Exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price