HDFC Balanced Advantage Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
17.52%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Axis Small Cap Fund, jo ki Hybrid aur Small Cap category mein aate hain. Chaliye, hum in dono funds ki tulna karte hain aur dekhte hain ki kaun sa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Small Cap |
| NAV (₹) | 551.96 | 124.14 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.92% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 17.03 |
| Sharpe Ratio | 0.93 | 0.65 |
| 1 Year Return (%) | -1.45% | 4.52% |
| 3 Year Return (%) | 14.5% | 17.52% |
| 5 Year Return (%) | 15.05% | 18.04% |
| Since Launch (%) | 13.14% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 27% | 12% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, toh HDFC Balanced Advantage Fund behtar lagta hai. Iska 3Y return 14.5% hai, jo ki Axis Small Cap Fund se kam hai, lekin iska expense ratio 0.75% hai, jo ki Axis Small Cap Fund se kam hai, aur iska riskometer Moderately High hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
Chaliye, hum dekhte hain ki kaun sa fund monthly SIP ke liye behtar hai. Axis Small Cap Fund ka 1Y return 4.52% hai, jo ki HDFC Balanced Advantage Fund se jyada hai, lekin HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo ki stable hai.
⚠️ Risk & Cost Analysis
sach ye hai, risk aur cost analysis mein HDFC Balanced Advantage Fund behtar lagta hai. Iska riskometer Moderately High hai, aur iska Sharpe ratio 0.93 hai, jo ki Axis Small Cap Fund se jyada hai. Iska expense ratio 0.75% hai, jo ki Axis Small Cap Fund se kam hai.
📊 Portfolio Diversification
dekho, HDFC Balanced Advantage Fund ka asset allocation diversified hai, aur ismein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, aur ZCB shamil hain. Axis Small Cap Fund ka asset allocation bhi diversified hai, lekin ismein sirf equity, ID, aur T-Bills shamil hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Small Cap Fund ka 5Y return 18.04% hai, jo ki HDFC Balanced Advantage Fund se jyada hai.
Q2: Is the higher risk fund worth it?
Axis Small Cap Fund ka volatility 17.03 hai, jo ki HDFC Balanced Advantage Fund se jyada hai, lekin iska Sharpe ratio 0.65 hai, jo ki HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki Axis Small Cap Fund se kam hai, aur exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price