HDFC Balanced Advantage Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
19.19%
Dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Axis Midcap Fund. Dono ki category alag hai, ek hybrid hai aur doosra mid cap hai. Chaliye, aapko batate hain ki inme se kaunsa fund aapke long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 136.27 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.58% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.48 |
| Sharpe Ratio | 0.93 | 0.88 |
| 1 Year Return (%) | -1.45% | 7.41% |
| 3 Year Return (%) | 14.5% | 19.19% |
| 5 Year Return (%) | 15.05% | 16.41% |
| Since Launch (%) | 13.14% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 27% | 12% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Axis Midcap Fund se kam hai, lekin iska expense ratio 0.75% hai, jo Axis Midcap Fund se bahut kam hai. Risk bhi moderately high hai, jo very high se kam hai. Sach ye hai ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Axis Midcap Fund ka 1Y return 7.41% hai, jo HDFC Balanced Advantage Fund se zyada hai. Lekin consistency aur return stability ke maamle me, HDFC Balanced Advantage Fund better hai. Chaliye, aap 10+ years ke liye monthly SIP ke liye HDFC Balanced Advantage Fund ko choose karte hain.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Axis Midcap Fund ka risk very high hai, jo HDFC Balanced Advantage Fund se zyada hai. Volatility bhi 14.48 hai, jo HDFC Balanced Advantage Fund se zyada hai. Sharpe ratio ke maamle me, HDFC Balanced Advantage Fund ka ratio 0.93 hai, jo Axis Midcap Fund se thoda zyada hai. Expense ratio ke maamle me, HDFC Balanced Advantage Fund ka ratio 0.75% hai, jo Axis Midcap Fund se kam hai.
📊 Portfolio Diversification
HDFC Balanced Advantage Fund ka asset allocation diversified hai, jisme equity 69.75% hai, GOI Sec 7.48% hai, aur debenture 6.09% hai. Top holdings me ICICI Bank Ltd, HDFC Bank Ltd, aur Reliance Industries Ltd hain. Axis Midcap Fund ka asset allocation bhi diversified hai, jisme equity 89.53% hai, lekin top holdings me The Federal Bank Ltd, Fortis Healthcare Ltd, aur Multi Commodity Exchange Of India Ltd hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Axis Midcap Fund se thoda zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund worth nahin hai, kyunki volatility 14.48 hai aur Sharpe ratio 0.88 hai, jo HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Axis Midcap Fund se kam hai, isliye HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price