HDFC Balanced Advantage Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
19.19%
Ek Hybrid fund, HDFC Balanced Advantage Fund, aur ek Mid Cap fund, Axis Midcap Fund, ki comparison karte hain. Dekho, dono funds ki performance kaisi rahi hai aur long-term wealth creation ke liye kaunsa fund behtar hai, ye hum aage chalein dekhein.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 136.27 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.58% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.48 |
| Sharpe Ratio | 0.93 | 0.88 |
| 1 Year Return (%) | -1.45% | 7.41% |
| 3 Year Return (%) | 14.5% | 19.19% |
| 5 Year Return (%) | 15.05% | 16.41% |
| Since Launch (%) | 13.14% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 27% | 12% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return aur expense ratio ko dekha jaye to HDFC Balanced Advantage Fund behtar hai, lekin risk bhi moderately high hai. Axis Midcap Fund ka 3Y return zyada hai, lekin risk very high hai aur expense ratio bhi zyada hai. Sach ye hai, HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Chaliye, SIP ke liye dekhein to HDFC Balanced Advantage Fund behtar hai, kyunki iska 3Y return consistent hai aur risk bhi moderately high hai. Axis Midcap Fund ka return zyada hai, lekin risk very high hai, jo SIP ke liye suitable nahi hai.
⚠️ Risk & Cost Analysis
Axis Midcap Fund ka riskometer very high hai, volatility bhi zyada hai, lekin Sharpe ratio HDFC Balanced Advantage Fund ke barabar hai. Expense ratio bhi Axis Midcap Fund mein zyada hai. Dekho, HDFC Balanced Advantage Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
HDFC Balanced Advantage Fund ka asset allocation diversified hai, equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur bonds mein invested hai. Axis Midcap Fund ka asset allocation zyada equity mein hai, jo sector risk ko badhata hai. Dekho, HDFC Balanced Advantage Fund ka portfolio zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Axis Midcap Fund ke 16.41% se kam hai, lekin 3Y return HDFC Balanced Advantage Fund ka 14.5% hai, jo Axis Midcap Fund ke 19.19% se kam hai.
Q2: Is the higher risk fund worth it?
Axis Midcap Fund ka volatility 14.48 hai, jo HDFC Balanced Advantage Fund ke 8.58 se zyada hai, lekin Sharpe ratio dono funds ke barabar hai. Dekho, higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Axis Midcap Fund ke 1.58% se kam hai. Dekho, HDFC Balanced Advantage Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price