HDFC Balanced Advantage Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
19.68%
dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Axis Bluechip Fund. Yeh dono funds alag categories mein aate hain, ek Hybrid hai aur dusra Large Cap. Aage chalke, hum inki performance, risk, aur cost ko compare karenge, taaki aapko pata chale ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 18.82 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.34 |
| Sharpe Ratio | 0.93 | 1.16 |
| 1 Year Return (%) | -1.45% | 4.44% |
| 3 Year Return (%) | 14.5% | 19.68% |
| 5 Year Return (%) | 15.05% | 5.62% |
| Since Launch (%) | 13.14% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 16% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye, humne dekha ki HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Axis Bluechip Fund se kam hai, lekin expense ratio 0.75% hai, jo Axis Bluechip Fund se kam hai. Risk ke maamle mein, Axis Bluechip Fund ka Riskometer Very High hai, jabki HDFC Balanced Advantage Fund ka Moderately High hai. Isliye, hum kehte hain ki HDFC Balanced Advantage Fund better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
Chaliye, SIP suitability ke maamle mein dekhte hain. HDFC Balanced Advantage Fund ka consistency aur return stability thoda better hai, kyunki iska asset allocation diversified hai. Isliye, hum kehte hain ki HDFC Balanced Advantage Fund better hai for a monthly SIP for 10+ years.
⚠️ Risk & Cost Analysis
sach ye hai ki risk aur cost analysis mein, HDFC Balanced Advantage Fund ka riskometer Moderately High hai, aur expense ratio 0.75% hai. Axis Bluechip Fund ka Riskometer Very High hai, aur expense ratio 1.52% hai. Sharpe ratio ke maamle mein, Axis Bluechip Fund ka 1.16 hai, jo HDFC Balanced Advantage Fund se better hai. Lekin, overall risk-adjusted returns ke maamle mein, HDFC Balanced Advantage Fund better hai.
📊 Portfolio Diversification
dekho, portfolio diversification ke maamle mein, HDFC Balanced Advantage Fund ka asset allocation bahut diversified hai, kyunki ismein equity, debt, aur other securities hain. Axis Bluechip Fund ka asset allocation mostly equity mein hai, jo sector risk ko badhata hai. Isliye, hum kehte hain ki HDFC Balanced Advantage Fund more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Bluechip Fund ka 5Y return 5.62% hai, aur 3Y return 19.68% hai, jo HDFC Balanced Advantage Fund se better hai. Lekin, HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Axis Bluechip Fund se better hai.
Q2: Is the higher risk fund worth it?
Axis Bluechip Fund ka Riskometer Very High hai, aur volatility 11.34 hai, jo HDFC Balanced Advantage Fund se zyada hai. Lekin, Axis Bluechip Fund ka Sharpe ratio 1.16 hai, jo HDFC Balanced Advantage Fund se better hai. Isliye, yeh depend karta hai ki aapko kitna risk lena hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Axis Bluechip Fund se kam hai. Exit load ki information N/A hai. Isliye, hum kehte hain ki HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price