HDFC Balanced Advantage Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
21.36%
Hamare paas do funds hain, ek Hybrid category ka HDFC Balanced Advantage Fund aur dusra Large Cap category ka Axis Bluechip Fund. Dekho, in dono funds ke beech ki comparison karenge, jisse aapko pata chalega kaunsa fund aapke long-term wealth creation ke liye behtar hai. Chaliye, shuru karte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 20.09 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.32 |
| Sharpe Ratio | 0.93 | 1.31 |
| 1 Year Return (%) | -1.45% | 5.85% |
| 3 Year Return (%) | 14.5% | 21.36% |
| 5 Year Return (%) | 15.05% | 5.92% |
| Since Launch (%) | 13.14% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 16% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se Axis Bluechip Fund behtar hai, lekin risk bhi zyada hai. Lekin, HDFC Balanced Advantage Fund ka expense ratio zyada hai, aur risk moderately high hai. Sach ye hai, Axis Bluechip Fund long-term wealth creation ke liye behtar hai, kyunki uska 3Y return 21.36% hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Chaliye, dekho, dono funds ke returns ko. Axis Bluechip Fund ka 1Y return 5.85% hai, jo HDFC Balanced Advantage Fund se zyada hai. Lekin, consistency ke mamle mein HDFC Balanced Advantage Fund behtar hai, kyunki uska 3Y return 14.5% hai. Haan, dono funds SIP ke liye suitable hain, lekin Axis Bluechip Fund zyada returns deta hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se Axis Bluechip Fund ka risk very high hai, jabki HDFC Balanced Advantage Fund ka risk moderately high hai. Volatility bhi Axis Bluechip Fund mein zyada hai, 11.32%. Lekin, Sharpe ratio ke hisab se Axis Bluechip Fund behtar hai, 1.31. Expense ratio mein Axis Bluechip Fund behtar hai, 0.52%.
📊 Portfolio Diversification
Dekho, asset allocation ke mamle mein HDFC Balanced Advantage Fund behtar hai, kyunki usmein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur Bonds/Deb mein diversification hai. Axis Bluechip Fund mein sirf equity aur T-Bills hain. Haan, HDFC Balanced Advantage Fund ka portfolio zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Bluechip Fund ka 5Y return 5.92% hai, jabki HDFC Balanced Advantage Fund ka 5Y return 15.05% hai. Haan, HDFC Balanced Advantage Fund long-term mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Axis Bluechip Fund ka risk very high hai, lekin uska Sharpe ratio 1.31 hai, jo HDFC Balanced Advantage Fund se zyada hai. Haan, higher risk fund worth it hai, kyunki uska risk-adjusted return behtar hai.
Q3: Which fund is more cost‑effective?
Axis Bluechip Fund ka expense ratio 0.52% hai, jabki HDFC Balanced Advantage Fund ka expense ratio 0.75% hai. Haan, Axis Bluechip Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price