HDFC Balanced Advantage Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
21.36%
Dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Axis Bluechip Fund. Ye dono alag categories mein aate hain, ek Hybrid aur doosra Large Cap. Chaliye, aage hum is comparison ko detail mein karte hain aur dekhte hain ki kaunsa fund aapke liye better hai. Iss article mein aapko pata chalega ki kaunsa fund long-term wealth creation ke liye accha hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 20.09 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.32 |
| Sharpe Ratio | 0.93 | 1.31 |
| 1 Year Return (%) | -1.45% | 5.85% |
| 3 Year Return (%) | 14.5% | 21.36% |
| 5 Year Return (%) | 15.05% | 5.92% |
| Since Launch (%) | 13.14% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 16% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se Axis Bluechip Fund better hai, lekin risk bhi zyada hai. HDFC Balanced Advantage Fund ka expense ratio zyada hai, lekin risk moderately high hai. Sach ye hai ki HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Axis Bluechip Fund ke 21.36% se kam hai. Lekin, HDFC Balanced Advantage Fund ka riskometer moderately high hai, jo Axis Bluechip Fund ke very high se kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain. HDFC Balanced Advantage Fund ka 1Y return -1.45% hai, jo Axis Bluechip Fund ke 5.85% se kam hai. Lekin, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo stable hai. Axis Bluechip Fund ka 3Y return 21.36% hai, jo zyada hai. Dekho, HDFC Balanced Advantage Fund SIP ke liye better hai, kyunki iska return stable hai.
⚠️ Risk & Cost Analysis
Risk ke maamle mein, Axis Bluechip Fund ka riskometer very high hai, jo HDFC Balanced Advantage Fund ke moderately high se zyada hai. Volatility bhi zyada hai, 11.32 ki jagah 8.58. Sharpe ratio mein Axis Bluechip Fund ka ratio 1.31 hai, jo HDFC Balanced Advantage Fund ke 0.93 se zyada hai. Expense ratio mein Axis Bluechip Fund ka ratio 0.52% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai.
📊 Portfolio Diversification
Portfolio diversification ke maamle mein, HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai. Equity mein 69.75% allocation hai, GOI Sec mein 7.48%, Debenture mein 6.09%. Axis Bluechip Fund ka asset allocation zyada concentrated hai, equity mein 96% allocation hai. Top holdings mein HDFC Balanced Advantage Fund ka concentration kam hai, ICICI Bank Ltd. mein 4.47% allocation hai. Axis Bluechip Fund ka concentration zyada hai, HDFC Bank Ltd. mein 8.5% allocation hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Bluechip Fund ka 5Y return 5.92% hai, jo HDFC Balanced Advantage Fund ke 15.05% se kam hai. Lekin, 3Y return mein Axis Bluechip Fund ka return 21.36% hai, jo HDFC Balanced Advantage Fund ke 14.5% se zyada hai.
Q2: Is the higher risk fund worth it?
Axis Bluechip Fund ka riskometer very high hai, lekin Sharpe ratio 1.31 hai, jo HDFC Balanced Advantage Fund ke 0.93 se zyada hai. Isliye, higher risk worth hai, kyunki return bhi zyada hai.
Q3: Which fund is more cost‑effective?
Axis Bluechip Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai. Isliye, Axis Bluechip Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price