HDFC Balanced Advantage Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.7%
dekho, aaj hum compare karenge do alag categories ke funds - HDFC Balanced Advantage Fund, jo Hybrid category ka hai, aur Angel One Mutual Fund Multi Cap Fund, jo Multi Cap category ka hai, chaliye jaante hai inki details aur humein kya pata chalega.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 8.38 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.4 |
| Sharpe Ratio | 0.93 | 1.52 |
| 1 Year Return (%) | -1.45% | -11.42% |
| 3 Year Return (%) | 14.5% | 12.7% |
| 5 Year Return (%) | 15.05% | 7.44% |
| Since Launch (%) | 13.14% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 32% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye, humare verdict mein HDFC Balanced Advantage Fund behtar hai, kyunki iska 3Y return 14.5% hai, expense ratio 0.75% hai, aur risk Moderately High hai, lekin Angel One Mutual Fund Multi Cap Fund ka expense ratio zyada hai aur risk Very High hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
sach ye hai, dono funds mein HDFC Balanced Advantage Fund ka consistency aur return stability behtar hai, isliye yeh fund 10+ years ke liye monthly SIP ke liye behtar hai, chaliye ismein invest karen.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio compare karne par, HDFC Balanced Advantage Fund ka risk-adjusted returns behtar hai, kyunki iska Sharpe ratio 0.93 hai aur expense ratio 0.75% hai, lekin Angel One Mutual Fund Multi Cap Fund ka expense ratio zyada hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration compare karte hain, to pata chalta hai ki HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, kyunki ismein equity ke alawa bhi kai assets hain, lekin Angel One Mutual Fund Multi Cap Fund ka asset allocation zyada equity mein hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Angel One Mutual Fund Multi Cap Fund ke 5Y return 7.44% se zyada hai.
Q2: Is the higher risk fund worth it?
Angel One Mutual Fund Multi Cap Fund ka volatility 13.4 hai, jo HDFC Balanced Advantage Fund ke volatility 8.58 se zyada hai, lekin Sharpe ratio compare karne par, Angel One Mutual Fund Multi Cap Fund ka Sharpe ratio 1.52 hai, jo HDFC Balanced Advantage Fund ke Sharpe ratio 0.93 se zyada hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Angel One Mutual Fund Multi Cap Fund ke expense ratio 1.68% se kam hai, isliye HDFC Balanced Advantage Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price