HDFC Balanced Advantage Fund vs Angel One Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.96%
dekho, humne do mutual funds ki comparison ki hai, ek Hybrid category ka Fund A, aur doosra Mid Cap category ka Fund B, chaliye dekhte hai inke beech ki differences aur inme se kaun sa better hai, aur kya hume long term mein inme se kisiko invest karna chahiye.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 116.77 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.55 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.75% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.85 |
| Sharpe Ratio | 0.93 | 0.44 |
| 1 Year Return (%) | -1.45% | -1.93% |
| 3 Year Return (%) | 14.5% | 12.96% |
| 5 Year Return (%) | 15.05% | 12.33% |
| Since Launch (%) | 13.14% | 10.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 27% | 25% |
🤖 AI Verdict – Which is Better?
haan, agar hum 3Y return, expense ratio, aur risk ko compare karte hai, toh Fund A ka 3Y return 14.5% hai, jo Fund B se zyada hai, aur expense ratio bhi kam hai, lekin risk moderately high hai, isliye hum keh sakte hai ki Fund A long term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Angel One Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 12.96%
- AUM: 1.55 Lac Cr
- Sharpe Ratio: 0.44
📈 SIP Suitability
sach ye hai ki dono funds ke returns thode volatile hai, lekin agar hum consistency aur return stability ko dekhte hai, toh Fund A ka 5Y return 15.05% hai, aur volatility bhi kam hai, isliye Fund A better hai monthly SIP ke liye.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hai, toh Fund A ka risk moderately high hai, lekin Sharpe ratio 0.93 hai, jo fund B se zyada hai, aur expense ratio bhi kam hai, isliye Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
chaliye dekhte hai asset allocation aur top holdings concentration, toh Fund A ka asset allocation diversified hai, equity 69.75% hai, aur top holdings bhi diversified hai, ICICI Bank Ltd., HDFC Bank Ltd., aur Reliance Industries Ltd., isliye Fund A more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Angel One Mutual Fund Mid Cap Fund
₹1230435.05
@13.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 15.05% hai, aur 3Y return 14.5% hai, jo Fund B se zyada hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka risk very high hai, lekin Sharpe ratio 0.44 hai, jo Fund A se kam hai, isliye higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
Answer: Fund A ka expense ratio 0.75% hai, jo Fund B se kam hai, isliye Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price