HDFC Balanced Advantage Fund vs Angel One Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.96%
dekho, aapke liye do mutual fund options hain - HDFC Balanced Advantage Fund aur Angel One Mutual Fund Mid Cap Fund. yeh dono funds alag categories mein aate hain, ek hybrid hai aur doosra mid cap. aage chaliye, hum inki comparison karenge aur aapko bataayenge ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 116.77 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.55 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.75% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.85 |
| Sharpe Ratio | 0.93 | 0.44 |
| 1 Year Return (%) | -1.45% | -1.93% |
| 3 Year Return (%) | 14.5% | 12.96% |
| 5 Year Return (%) | 15.05% | 12.33% |
| Since Launch (%) | 13.14% | 10.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 27% | 25% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par, HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai. iska 3Y return 14.5% hai, jo Angel One Mutual Fund Mid Cap Fund se zyada hai. saath hi, iska expense ratio 0.75% hai, jo Angel One Mutual Fund Mid Cap Fund ke 1.75% se kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Angel One Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 12.96%
- AUM: 1.55 Lac Cr
- Sharpe Ratio: 0.44
📈 SIP Suitability
lekink, dono funds ke returns mein consistency aur stability dekho to, HDFC Balanced Advantage Fund thoda better hai. iska 3Y return 14.5% hai, jo Angel One Mutual Fund Mid Cap Fund ke 12.96% se zyada hai. isliye, 10+ years ke liye monthly SIP ke liye HDFC Balanced Advantage Fund better hai.
⚠️ Risk & Cost Analysis
sach ye hai ki, Angel One Mutual Fund Mid Cap Fund ka riskometer very high hai, jabki HDFC Balanced Advantage Fund ka moderately high hai. saath hi, Angel One Mutual Fund Mid Cap Fund ka volatility 14.85 hai, jo HDFC Balanced Advantage Fund ke 8.58 se zyada hai. isliye, HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
dekho, HDFC Balanced Advantage Fund ka asset allocation diversified hai, jismein equity 69.75%, GOI Sec 7.48%, aur debenture 6.09% hai. Angel One Mutual Fund Mid Cap Fund ka asset allocation thoda concentrated hai, jismein equity 94% hai. isliye, HDFC Balanced Advantage Fund ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Angel One Mutual Fund Mid Cap Fund
₹1230435.05
@13.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Angel One Mutual Fund Mid Cap Fund ke 12.33% se zyada hai.
Q2: Is the higher risk fund worth it?
nahi, Angel One Mutual Fund Mid Cap Fund ka volatility 14.85 hai, jo HDFC Balanced Advantage Fund ke 8.58 se zyada hai, aur uska Sharpe ratio 0.44 hai, jo HDFC Balanced Advantage Fund ke 0.93 se kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Angel One Mutual Fund Mid Cap Fund ke 1.75% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price