HDFC Balanced Advantage Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, humne do mutual funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Angel One Mutual Fund Large Cap Fund. Dono ki category alag hai, ek hybrid hai aur doosra large cap. Is article mein hum aapko bataenge ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.57 |
| Sharpe Ratio | 0.93 | 0.71 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 19% |
🤖 AI Verdict – Which is Better?
chaliye, hum dekhte hai ki kaunsa fund better hai. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai aur expense ratio 0.75% hai, jabki Angel One Mutual Fund Large Cap Fund ka 3Y return 14.7% hai aur expense ratio 0.52% hai. lekin, HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki Angel One Mutual Fund Large Cap Fund ka riskometer very high hai. isliye, hum kehte hai ki HDFC Balanced Advantage Fund better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hai, lekin HDFC Balanced Advantage Fund ka consistency aur return stability thoda better hai. isliye, hum kehte hai ki HDFC Balanced Advantage Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
haan, risk aur cost analysis bhi zaroori hai. HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki Angel One Mutual Fund Large Cap Fund ka riskometer very high hai. HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jabki Angel One Mutual Fund Large Cap Fund ka Sharpe ratio 0.71 hai. isliye, hum kehte hai ki HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
dekho, portfolio diversification bhi zaroori hai. HDFC Balanced Advantage Fund ka asset allocation diversified hai, jabki Angel One Mutual Fund Large Cap Fund ka asset allocation thoda concentrated hai. HDFC Balanced Advantage Fund ka top holdings concentration thoda kam hai, jabki Angel One Mutual Fund Large Cap Fund ka top holdings concentration thoda zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jabki Angel One Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. isliye, hum kehte hai ki HDFC Balanced Advantage Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
nahi, higher risk fund worth nahi hai. Angel One Mutual Fund Large Cap Fund ka volatility 11.57 hai, jabki HDFC Balanced Advantage Fund ka volatility 8.58 hai. isliye, hum kehte hai ki higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
Angel One Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jabki HDFC Balanced Advantage Fund ka expense ratio 0.75% hai. isliye, hum kehte hai ki Angel One Mutual Fund Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price