HDFC Balanced Advantage Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.3%
dekho, humne do mutual fund ki comparison ki hai - HDFC Balanced Advantage Fund aur Angel One Mutual Fund Balanced Advantage Fund. Dono hi hybrid category mein aate hain, lekin unke returns, risk aur expense ratio mein kuch antar hai. Is article mein hum aapko batayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Hybrid | Balanced Hybrid |
| NAV (₹) | 551.96 | 16.39 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.78% |
| Riskometer | Moderately High | Moderately High |
| Volatility | 8.58 | 8.79 |
| Sharpe Ratio | 0.93 | 0.66 |
| 1 Year Return (%) | -1.45% | 3.08% |
| 3 Year Return (%) | 14.5% | 12.3% |
| 5 Year Return (%) | 15.05% | 7.51% |
| Since Launch (%) | 13.14% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 27% | 127% |
🤖 AI Verdict – Which is Better?
chaliye, humne dono funds ki comparison ki hai. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Angel One Mutual Fund Balanced Advantage Fund se zyada hai. Iske alawa, HDFC fund ka expense ratio 0.75% hai, jo Angel One fund se kam hai. Sach ye hai ki HDFC fund ka riskometer bhi moderately high hai, lekin uska Sharpe ratio 0.93 hai, jo Angel One fund se zyada hai. Haan, isliye hum HDFC fund ko long-term wealth creation ke liye behtar maante hain.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
dekho, dono funds SIP ke liye upyukt hain, lekin HDFC Balanced Advantage Fund ka 3Y return zyada hai. Iske alawa, HDFC fund ka consistency bhi zyada hai, jisse long-term mein returns stable hote hain. Chaliye, agar aap 10+ years ke liye SIP karna chahte hain, to HDFC fund behtar vikalp hai.
⚠️ Risk & Cost Analysis
lekin, risk aur cost analysis bhi zaruri hai. Dono funds ka riskometer moderately high hai, lekin HDFC fund ka volatility 8.58 hai, jo Angel One fund se kam hai. Iske alawa, HDFC fund ka Sharpe ratio 0.93 hai, jo Angel One fund se zyada hai. Haan, isliye hum kehte hain ki HDFC fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, portfolio diversification bhi zaruri hai. HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, jismein equity 69.75%, GOI Sec 7.48%, aur debenture 6.09% hain. Iske alawa, top holdings concentration bhi kam hai, jisse sector risk kam hota hai. Chaliye, HDFC fund ka portfolio zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Angel One Mutual Fund Balanced Advantage Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC fund ka Sharpe ratio 0.93 hai, jo Angel One fund se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Angel One Mutual Fund Balanced Advantage Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price