HDFC Balanced Advantage Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.3%
Dono funds ki category compare karte hain, Fund A HDFC Balanced Advantage Fund Hybrid category mein aata hai, jabki Fund B Angel One Mutual Fund Balanced Hybrid category mein aata hai, dekho, aage chalte hain to humein pata chalega ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Hybrid | Balanced Hybrid |
| NAV (₹) | 551.96 | 16.39 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.78% |
| Riskometer | Moderately High | Moderately High |
| Volatility | 8.58 | 8.79 |
| Sharpe Ratio | 0.93 | 0.66 |
| 1 Year Return (%) | -1.45% | 3.08% |
| 3 Year Return (%) | 14.5% | 12.3% |
| 5 Year Return (%) | 15.05% | 7.51% |
| Since Launch (%) | 13.14% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 27% | 127% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte huye, Fund A HDFC Balanced Advantage Fund 14.5% ka 3Y return deta hai jo Fund B se zyada hai, lekin expense ratio mein thoda difference hai, 0.75% vs 0.78%, sach ye hai ki dono funds moderately high risk wale hain, lekin overall Fund A zyada attractive lagta hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain, consistency aur return stability ko dekha jata hai, Fund A ka 3Y return 14.5% hai jo Fund B se zyada hai, isliye Fund A SIP ke liye zyada suitable lagta hai, haan, consistency bhi thodi zyada hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio dekhte hain, dono funds moderately high risk wale hain, lekin Fund A ka Sharpe ratio 0.93 hai jo Fund B se zyada hai, isse pata chalta hai ki Fund A better risk-adjusted returns deta hai, haan, volatility bhi thodi kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko dekhte hain, Fund A mein equity allocation 69.75% hai, jabki Fund B mein 65% hai, top holdings mein bhi thodi difference hai, lekin dono funds mein sector risk hai, lekin Fund A thoda zyada diversified lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return ko dekha jaye to Fund A 15.05% deta hai, jabki Fund B 7.51% deta hai, isliye Fund A long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ko dekha jaye to, Fund A ka Sharpe ratio 0.93 hai jo Fund B se zyada hai, isse pata chalta hai ki higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Expense ratio compare karte hain, Fund A ka expense ratio 0.75% hai, jabki Fund B ka 0.78% hai, isliye Fund A thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price