HDFC Balanced Advantage Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.14%
dekho, humne do funds ko compare kiya hai, ek Hybrid category ka HDFC Balanced Advantage Fund aur doosra Large Cap category ka Aditya Birla Sun Life Large Cap Fund, aur aage chaliye hum dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai, haan isme hum risk, returns, aur expense ratio ko dekhte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Aditya Birla Sun Life |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 1009.42 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.61 |
| Sharpe Ratio | 0.93 | 0.61 |
| 1 Year Return (%) | -1.45% | 2.72% |
| 3 Year Return (%) | 14.5% | 14.14% |
| 5 Year Return (%) | 15.05% | 10.5% |
| Since Launch (%) | 13.14% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 29% |
🤖 AI Verdict – Which is Better?
sach ye hai ki HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Aditya Birla Sun Life Large Cap Fund ke 14.14% se thoda zyada hai, lekin risk bhi moderately high hai, aur expense ratio 0.75% hai, jo Aditya Birla Sun Life Large Cap Fund ke 0.52% se zyada hai, lekin overall hum kehte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
chaliye dekhte hain, HDFC Balanced Advantage Fund ka consistency aur return stability Aditya Birla Sun Life Large Cap Fund se better hai, isliye hum kehte hain ki HDFC Balanced Advantage Fund monthly SIP ke liye better hai, kyunki iska risk moderately high hai aur returns bhi stable hain.
⚠️ Risk & Cost Analysis
dekho, Aditya Birla Sun Life Large Cap Fund ka riskometer very high hai, aur volatility 12.61 hai, jo HDFC Balanced Advantage Fund ke 8.58 se zyada hai, lekin Sharpe ratio 0.61 hai, jo HDFC Balanced Advantage Fund ke 0.93 se kam hai, aur expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai, isliye hum kehte hain ki HDFC Balanced Advantage Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
haan, dekhte hain ki HDFC Balanced Advantage Fund ka asset allocation diversified hai, ek equity mein 69.75% allocation hai, aur top holdings mein ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) hain, jo Aditya Birla Sun Life Large Cap Fund ke top holdings se thoda zyada diversified hai, isliye hum kehte hain ki HDFC Balanced Advantage Fund more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Aditya Birla Sun Life Large Cap Fund ke 10.5% se zyada hai, isliye hum kehte hain ki HDFC Balanced Advantage Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Aditya Birla Sun Life Large Cap Fund ka risk very high hai, aur volatility 12.61 hai, lekin Sharpe ratio 0.61 hai, jo HDFC Balanced Advantage Fund ke 0.93 se kam hai, isliye hum kehte hain ki higher risk worth nahi hai.
Q3: Which fund is more cost‑effective?
Aditya Birla Sun Life Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai, isliye hum kehte hain ki Aditya Birla Sun Life Large Cap Fund more cost-effective hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price