HDFC Balanced Advantage Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.14%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Aditya Birla Sun Life Large Cap Fund. yeh dono alag categories mein aate hain, ek Hybrid aur doosra Large Cap. chaliye, aapko yeh samajhne mein madad karte hain ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Aditya Birla Sun Life |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 1009.42 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.61 |
| Sharpe Ratio | 0.93 | 0.61 |
| 1 Year Return (%) | -1.45% | 2.72% |
| 3 Year Return (%) | 14.5% | 14.14% |
| 5 Year Return (%) | 15.05% | 10.5% |
| Since Launch (%) | 13.14% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 29% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Balanced Advantage Fund thoda better lagta hai. iska 3Y return 14.5% hai, jo Aditya Birla Sun Life Large Cap Fund se thoda zyada hai. sach ye hai ki risk bhi thoda kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
lekin, agar aap 10+ saal ke liye monthly SIP karne ki soch rahe hain, toh HDFC Balanced Advantage Fund better option ho sakta hai. iska consistency aur return stability thoda zyada hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hue, HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai. uska Sharpe ratio 0.93 hai, jo Aditya Birla Sun Life Large Cap Fund se zyada hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration ko dekhein. HDFC Balanced Advantage Fund ka asset allocation thoda zyada diversified hai, kyunki usmein equity ke alawa bhi kai assets hain. lekin, Aditya Birla Sun Life Large Cap Fund ka top holdings concentration thoda zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Aditya Birla Sun Life Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, Aditya Birla Sun Life Large Cap Fund ka volatility 12.61 hai, jo HDFC Balanced Advantage Fund se zyada hai, lekin uska Sharpe ratio 0.61 hai, jo thoda kam hai.
Q3: Which fund is more cost‑effective?
Aditya Birla Sun Life Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai, N/A exit load ke baare mein.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price