Axis Liquid Fund vs Tata Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.93%
Dekho, aaj hum apne readers ke liye do liquid funds ka comparison karne ja rahe hain. Ye dono funds SEBI-registered hain aur apne investors ko nivesh ka vikalp dete hain. Chaliye, aaj hum Axis Liquid Fund aur Tata Mutual Fund Liquid Fund ke beech ka comparison karenge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BTata Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Tata Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 5622.79 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.50 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 4.36 | 3.31 |
| 1 Year Return (%) | 6.25% | 6.17% |
| 3 Year Return (%) | 6.98% | 6.93% |
| 5 Year Return (%) | 6.17% | 6.11% |
| Since Launch (%) | 6.86% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 297% |
🤖 AI Verdict – Which is Better?
Haan, to our verdict hai ki Tata Mutual Fund Liquid Fund better hai. Yeh fund 3Y return mein 6.93% ka return deta hai, jabki Axis Liquid Fund 6.98% ka return deta hai. Lekin expense ratio ke hisab se Tata Mutual Fund Liquid Fund 0.12% ka expense ratio deta hai, jabki Axis Liquid Fund 0.11% ka expense ratio deta hai. Riskometer ke hisab se dono funds low risk hain. Sach ye hai ki Tata Mutual Fund Liquid Fund long-term wealth creation ke liye better fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Tata Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.50 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Chaliye, ab SIP suitability ke baare mein baat karenge. Tata Mutual Fund Liquid Fund ka 3Y return Axis Liquid Fund se better hai. Lekin expense ratio ke hisab se Axis Liquid Fund better hai. Dono funds low risk hain, lekin Tata Mutual Fund Liquid Fund ka AUM kam hai. To, SIP ke liye Axis Liquid Fund better fund hai.
⚠️ Risk & Cost Analysis
Haan, ab riskometer, volatility, Sharpe ratio, expense ratio ke hisab se dono funds ka comparison karenge. Tata Mutual Fund Liquid Fund ka riskometer low hai, lekin volatility 0.13 hai, jabki Axis Liquid Fund ka riskometer low hai aur volatility 0.11 hai. Sharpe ratio ke hisab se Axis Liquid Fund better hai. Expense ratio ke hisab se Tata Mutual Fund Liquid Fund 0.12% ka expense ratio deta hai, jabki Axis Liquid Fund 0.11% ka expense ratio deta hai. Sach ye hai ki Axis Liquid Fund risk-adjusted returns provide karta hai.
📊 Portfolio Diversification
Chaliye, ab portfolio diversification ke baare mein baat karenge. Tata Mutual Fund Liquid Fund ka asset allocation T-Bills mein 65% hai, jabki Axis Liquid Fund ka asset allocation CP mein 53.47% hai. Top holdings ke hisab se Tata Mutual Fund Liquid Fund ka risk sector mein hai, jabki Axis Liquid Fund ka risk nahi hai. To, Axis Liquid Fund ka portfolio diversified hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Tata Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Tata Mutual Fund Liquid Fund ka 5Y return 6.11% hai, jabki Axis Liquid Fund ka 5Y return 6.17% hai. Sach ye hai ki Axis Liquid Fund long run mein better returns provide karta hai.
Q2: Is the higher risk fund worth it?
Tata Mutual Fund Liquid Fund ka volatility 0.13 hai, jabki Axis Liquid Fund ka volatility 0.11 hai. Sharpe ratio ke hisab se Axis Liquid Fund better hai. To, Axis Liquid Fund worth hai.
Q3: Which fund is more cost-effective?
Axis Liquid Fund ka expense ratio 0.11% hai, jabki Tata Mutual Fund Liquid Fund ka expense ratio 0.12% hai. To, Axis Liquid Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price