Axis Liquid Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Mein aapko do mutual funds ke beech ka comparison karne wala yeh article dekhne wala hoon - Axis Liquid Fund aur Tata Mutual Fund Large Cap Fund. Mein aapko kya kehne wala hoon ki yeh dono funds kis category mein aate hain aur kya aap yeh article padkar seekhenge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Tata Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.94 |
| Sharpe Ratio | 4.36 | 0.63 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 32% |
🤖 AI Verdict – Which is Better?
Chaliye pahle hum 3Y return, expense ratio aur riskometer ke basis par Fund A aur Fund B ko compare karen. Fund A ka 3Y return 6.98% hai aur expense ratio 0.11% hai, jiska riskometer low hai. Fund B ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai aur riskometer very high hai. Haan, yeh clear hai ki Fund A long-term mein better return dete hain aur kam cost ke saath.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ab hum sochenge ki SIP ke liye Fund A ya Fund B kisne suit karta hai. Fund A ka 5Y return 6.17% hai, jo thoda kam hai, lekin expense ratio bhi kam hai. Fund B ka 5Y return 12.03% hai, lekin expense ratio bhi thoda jyada hai. Dekho, Fund A ka consistency aur return stability thoda better hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke basis par dono funds ko compare karen. Fund A ka riskometer low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai aur expense ratio 0.11% hai. Fund B ka riskometer very high hai, volatility 12.94 hai, Sharpe ratio 0.63 hai aur expense ratio 0.52% hai. Haan, yeh clear hai ki Fund A better risk-adjusted return dete hain.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke basis par dono funds ko compare karen. Fund A ka asset allocation CP: 53.47%, CD: 31.44%, T-Bills: 11.86% hai aur top 3 holdings RBI, NABARD, Reliance Jio Infocomm Ltd. hai. Fund B ka asset allocation Equity: 96.00%, T-Bills: 4.00% hai aur top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd. hai. Haan, yeh clear hai ki Fund A ka asset allocation aur top holdings concentration thoda better hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 6.17% hai, jo Fund B ka 5Y return 12.03% se kam hai. Haan, yeh clear hai ki Fund B long-term mein better return dete hain.
Q2: Is the higher risk fund worth it?
Haan, yeh clear hai ki Fund B ka riskometer very high hai, lekin Sharpe ratio bhi kam hai. Fund A ka riskometer low hai, Sharpe ratio bhi high hai. Dekho, Fund A ka risk-adjusted return better hai.
Q3: Which fund is more cost-effective?
Haan, yeh clear hai ki Fund A ka expense ratio 0.11% hai, jo Fund B ka expense ratio 0.52% se kam hai. Haan, yeh clear hai ki Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price