Axis Liquid Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
16.36%
Muje pata hai ki aap dono funds ke bich kya antar hai. Dekho, is article mein hum dono funds ka comparison karenge aur aapko batayenge ki kis fund ki zaroorat hai apne long-term dhan vikas ke liye.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | SBI Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 408.51 |
| AUM (₹ Cr) | 5.16 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.72% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.7 |
| Sharpe Ratio | 4.36 | 0.72 |
| 1 Year Return (%) | 6.25% | -1.21% |
| 3 Year Return (%) | 6.98% | 16.36% |
| 5 Year Return (%) | 6.17% | 18.26% |
| Since Launch (%) | 6.86% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 207% | 130% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation ke liye fund chune hain, to SBI Contra Fund Direct Plan Growth bahut achcha fund hai. Yeh fund 3Y return mein bahut accha kaam kar raha hai, lekin iska expense ratio bhi bahut chhota hai. Riskometer bhi bahut low hai, jisse aapke dhan ko koi nuksaan nahin hoga.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Haan, SIP ke liye Fund A (Axis Liquid Fund) bahut accha hai. Yeh fund 1Y mein 6.25% ka return diya hai, jo bahut achcha hai. SBI Contra Fund ki consistency bahut kam hai, ismein 1Y return -1.21% hai. Dekho, aapko kya lagta hai, Fund A ka SIP karnaa.
⚠️ Risk & Cost Analysis
Lekin, agar aap risk lene ke liye taiyaar hain, to SBI Contra Fund Direct Plan Growth bahut accha hai. Yeh fund 5Y return mein 18.26% ka return diya hai. Sharpe ratio bhi bahut accha hai, jisse aapka dhan bahut jaldi badh raha hai. Fund A ka Sharpe ratio 4.36 hai, jisse yeh fund bhi accha hai.
📊 Portfolio Diversification
Haan, Fund B ka asset allocation bahut accha hai. Yeh fund 81.12% equity mein invest karta hai, jisse aapka dhan bahut badh raha hai. Fund A ka asset allocation bahut low hai, jisse yeh fund bahut chhota hai. Dekho, Fund B ka portfolio diversification.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund Direct Plan Growth 5Y return mein 18.26% ka return diya hai, jo bahut achcha hai. Fund A ka 5Y return 6.17% hai, jisse yeh fund kam hai.
Q2: Is the higher risk fund worth it?
SBI Contra Fund ka volatility 13.7 hai, jisse yeh fund bahut riski hai. Lekin, Sharpe ratio 0.72 hai, jisse yeh fund accha hai. Dekho, aapko kya lagta hai, yeh fund kya vikalp hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.11% hai, jisse yeh fund bahut accha hai. SBI Contra Fund ka expense ratio 0.72% hai, jisse yeh fund chhota hai. Dekho, aapko kya lagta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price