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Axis Liquid Fund vs Quantum Mutual Fund Multi Cap Fund

Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.

3Y Return

6.98%

VS

3Y Return

7.98%

dekho, aap abhi humare paas do aise funds hain jo aapke investment ke liye ek achha vikalp ho sakte hain. Fund A hai Axis Liquid Fund aur Fund B hai Quantum Mutual Fund Multi Cap Fund. hum aaj in dono funds ki tulna karenge aur aapko batayenge ki kis fund mein aapko lagana chahiye.

ParameterAAxis Liquid Fund - Direct Plan - GrowthBQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth
Fund HouseAxis Mutual FundQuantum Mutual Fund
CategoryLiquidMulti Cap
NAV (₹)3096.858.38
AUM (₹ Cr)5.16 Lac Cr1.73 Lac Cr
Expense Ratio (%)0.11%1.68%
RiskometerLowVery High
Volatility0.1113.65
Sharpe Ratio4.360.27
1 Year Return (%)6.25%-11.42%
3 Year Return (%)6.98%7.98%
5 Year Return (%)6.17%4.71%
Since Launch (%)6.86%-11.2%
Min SIP (₹)500500
Min Lumpsum (₹)10001000
Launch Date1 January 20136 November 2024
Exit LoadNilNil
Fund ManagerAditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs)Atul Kumar (3.5 years yrs)
BenchmarkNIFTY Liquid IndexNifty 500 Multicap 50:25:25 TRI
Top 3 HoldingsReserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%)HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%)
Asset AllocationCP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0%Equity: 97.00% | T-Bills: 3.00%
Portfolio Turnover207%35%

🤖 AI Verdict – Which is Better?

haan, tumhara fund chunna bahut zaroori hai. dekho, Fund A ka 3Y return 6.98% hai, jo bahut achha hai. lekin expense ratio bhi bahut kam hai, 0.11%. iske liye hum Fund A ko aapke liye acha fund manaenge. Riskometer bhi Low hai, jo aapke investment ke liye safety hai.

Why consider Axis Liquid Fund?

  • Expense ratio: 0.11%
  • 3Y return: 6.98%
  • AUM: 5.16 Lac Cr
  • Sharpe Ratio: 4.36

Why consider Quantum Mutual Fund Multi Cap Fund?

  • Expense ratio: 1.68%
  • 3Y return: 7.98%
  • AUM: 1.73 Lac Cr
  • Sharpe Ratio: 0.27

📈 SIP Suitability

dekho, dono funds ka 3Y return accha hai, lekin Fund A ka return consistent hai, lekin Fund B ka return bahut kam hai. isliye hum Fund A ko aapke liye acha fund manaenge SIP ke liye.

⚠️ Risk & Cost Analysis

chaliye, Fund A ka riskometer Low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai, expense ratio 0.11% hai. Fund B ka riskometer Very High hai, volatility 13.65 hai, Sharpe ratio 0.27 hai, expense ratio 1.68% hai. isliye hum Fund A ko aapke liye acha fund manaenge.

📊 Portfolio Diversification

dekho, Fund A ka asset allocation bahut achha hai, CP 53.47%, CD 31.44%, T-Bills 11.86%, Debt 0.09%. Fund B ka asset allocation bahut kam hai, Equity 97.00%, T-Bills 3.00%. isliye hum Fund A ko aapke liye acha fund manaenge portfolio diversification ke liye.

SIP Calculator – Compare Growth Potential

Axis Liquid Fund

869500.53

@7.0% annual return (3Y)

Quantum Mutual Fund Multi Cap Fund

919786.47

@8.0% annual return (3Y)

*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.

❓ Frequently Asked Questions (Comparison)

Q1: Which fund gives better returns in the long run?

Fund A ka 5Y return 6.17% hai, jo Fund B ka 5Y return 4.71% se bahut accha hai.

Q2: Is the higher risk fund worth it?

nahi, Fund B ka volatility 13.65 hai, jo Fund A ka volatility 0.11 se bahut jyada hai. Sharpe ratio bhi Fund A ka 4.36 hai, jo Fund B ka 0.27 se bahut accha hai.

Q3: Which fund is more cost‑effective?

Fund A ka expense ratio 0.11% hai, jo Fund B ka 1.68% se bahut kam hai.

Mahendra Maurya

Mahendra Maurya

6+ Years in Banking, Wealth Management & Financial Services

Founder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.

📊 Author & Founder at Share Target Price

⚠️ Disclaimer: Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. AI-generated insights are based solely on historical data and do not constitute investment advice. Please consult your SEBI-registered financial advisor.