Axis Liquid Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.56%
Dekho, today, humein do liquid funds kee tarah mein aakarshit karne wale Fund A aur Fund B ka analysis karna hai. Ye do funds apne low-riskometer aur high-return ke liye jaane jaate hain. Aaj hum Fund A aur Fund B ke beech mein kuchh aise visheshtaein kheenchenge jo aapko isse invest karna ka faisla karne mein madad karenge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Quantum Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 37.04 |
| AUM (₹ Cr) | 5.16 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 4.36 | 0.55 |
| 1 Year Return (%) | 6.25% | 5.71% |
| 3 Year Return (%) | 6.98% | 6.56% |
| 5 Year Return (%) | 6.17% | 5.82% |
| Since Launch (%) | 6.86% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 231% |
🤖 AI Verdict – Which is Better?
Chaliye, hum 3Y return, expense ratio aur riskometer ke aadhaar par Fund A aur Fund B ke beech mein ek verdict karte hain. Fund A ka 3Y return 6.98% hai, jiska mukhya vishay hai. Expense ratio mein bhi Fund A kam hai, jiska percentage 0.11 hai. Riskometer mein bhi Fund A kam hai, jiska vishay low hai. Toh, humein lagta hai ki Fund A long-term mein aapke liye behtar fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Haan, yeh sawal aapke dimaag mein uthta hoga ki SIP ke liye Fund A ya Fund B kauns better hai. Dekho, Fund A ka 1Y return 6.25% hai, jo Fund B se zyada hai. Lekin, 3Y return mein Fund B ki performance Fund A se zyada hai. Toh, SIP ke liye Fund B kauns better hai. Fund B ka consistency aur return stability bhi Fund A se zyada hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer, volatility aur Sharpe ratio ke aadhaar par hum Fund A aur Fund B ke beech mein risk-cost analysis karte hain. Fund A ka riskometer low hai, jo Fund B se kam hai. Volatility mein bhi Fund A kam hai, jiska percentage 0.11 hai. Sharpe ratio mein bhi Fund A zyada hai, jiska value 4.36 hai. Expense ratio mein bhi Fund A kam hai, jiska percentage 0.11 hai. Toh, Fund A aapke liye better risk-adjusted returns offer karega.
📊 Portfolio Diversification
Chaliye, portfolio diversification ke liye hum asset allocation aur top holdings concentration ke aadhaar par Fund A aur Fund B ke beech mein comparison karte hain. Fund A ka asset allocation bahut hi distributed hai, jisme CP, CD, T-Bills, aur Debenture shaamil hain. Fund B ka asset allocation bhi distributed hai, lekin T-Bills mein zyada investment hai. Top holdings concentration mein bhi Fund A ka sector risk Fund B se kam hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund A ka 5Y return 6.17% hai, jo Fund B se zyada hai. Toh, Fund A long-term mein aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund A ka volatility 0.11 hai, jo Fund B se kam hai. Sharpe ratio mein bhi Fund A zyada hai, jiska value 4.36 hai. Toh, Fund A aapke liye better risk-adjusted returns offer karega.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load (if provided). Fund A ka expense ratio 0.11% hai, jo Fund B se kam hai. Toh, Fund A aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price