Axis Liquid Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Ek baat pahle dekhiye, dono funds ki category alag-alag hai, Liquid aur Large Cap. Liquid funds mein money ka kam se kam 1 saal tak rakhne ke liye invest hua hai, jabki Large Cap funds mein bade company ke share mein invest hua hai. Aaj hum dono fundon ka comparison karne ja rahe hain aur dekhenge ki kis fund mein long-term wealth creation ke liye invest karna chahiye.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Quantum Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.75 |
| Sharpe Ratio | 4.36 | 0.7 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 21% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund A ki 3Y return 6.98% hai, jabki Fund B ki 3Y return 14.7% hai. Lekin expense ratio ke liye Fund A bahut kam hai, 0.11%, jabki Fund B ki expense ratio 0.52% hai. Aur riskometer ke liye Fund A ki risk very low hai, jabki Fund B ki risk very high hai. Haan, Fund B ki return bahut jyada hai, lekin risk bhi bahut jyada hai. Sach ye hai, Fund A Fund B se better hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Fund A bahut hi suitable hai. Iska 1Y return 6.25% hai, jabki Fund B ki 1Y return -4.02% hai. Isliye, Fund A ki consistency aur return stability dono fundon se jyada hai. Dekho, Fund A mein monthly SIP ke liye 10+ saal tak invest karna chahiye.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke liye, Fund A bahut hi kam risk wala fund hai. Fund A ki riskometer very low hai, volatility 0.11 hai, aur Sharpe ratio 4.36 hai. Fund B ki riskometer very high hai, volatility 11.75 hai, aur Sharpe ratio 0.7 hai. Isliye, Fund A Fund B se better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A bahut hi diversified fund hai. Iska 53.47% CP, 31.44% CD, aur 11.86% T-Bills mein invest hua hai. Fund B ki asset allocation 96% equity mein hai, aur 4% T-Bills mein hai. Isliye, Fund A ki asset allocation Fund B se jyada diversified hai. Lekin, Fund B ki top holdings concentration jyada hai, HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run ke liye, Fund B ki 5Y return 12.03% hai, jabki Fund A ki 5Y return 6.17% hai. Isliye, Fund B Fund A se better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki higher risk worth hai. Iska volatility 11.75 hai, aur Sharpe ratio 0.7 hai. Isliye, Fund B investors ko higher returns ke liye invest karna chahiye.
Q3: Which fund is more cost-effective?
Expense ratio ke liye, Fund A bahut hi cost-effective fund hai. Iska expense ratio 0.11% hai, jabki Fund B ki expense ratio 0.52% hai. Isliye, Fund A Fund B se cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price