Axis Liquid Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
8.67%
Aaj hum do mutual funds ke beech comparison karenge - Axis Liquid Fund aur Quant Mutual Fund Multi Cap Fund. Ye donon fund alag-alag categories mein aate hain. Fund A Liquid category mein hai, jabki Fund B Multi Cap category mein hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Quant Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 20.99 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.55 |
| Sharpe Ratio | 4.36 | 0.15 |
| 1 Year Return (%) | 6.25% | 0.18% |
| 3 Year Return (%) | 6.98% | 8.67% |
| 5 Year Return (%) | 6.17% | 7.6% |
| Since Launch (%) | 6.86% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 207% | 46% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum Fund B ko better fund kahaenge, kyunki yeh 3Y return mein 8.67% ka return deta hai, jabki Fund A ka 3Y return 6.98% hai. Iske alawa, Fund B ka expense ratio 1.68% hai, jo Fund A ka 0.11% se adhik hai. Riskometer ke hisab se bhi Fund B jyada riski fund hai, lekin hum manate hain ki yeh long-term wealth creation ke liye accha fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
Monthly SIP ke liye Fund A better hai, kyunki yeh consistency aur return stability ke liye jyada accha hai. Fund A ka 3Y return 6.98% hai, jabki Fund B ka 3Y return 8.67% hai, lekin Fund A ka expense ratio Fund B ka adhik kam hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se Fund A low risk fund hai, jabki Fund B very high risk fund hai. Volatility ke hisab se bhi Fund A jyada stable hai, lekin Fund B ka Sharpe ratio Fund A ka kam hai. Iske alawa, Fund A ka expense ratio Fund B ka kam hai. To, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation ke hisab se Fund A asset allocation mein jyada diversified hai, lekin top holdings concentration ka hisab Fund B mein jyada hai. Fund A mein CP, CD, T-Bills, debenture, money market, bonds/NCD, NCD, debt aur IRS ke beech asset allocation hai, jabki Fund B mein equity aur T-Bills ke beech asset allocation hai. To, Fund A portfolio mein jyada diversification hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run mein Fund B jyada returns detega, kyunki yeh 5Y return mein 7.6% ka return deta hai, jabki Fund A ka 5Y return 6.17% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B higher risk fund hai, lekin yeh jyada returns detega, lekin volatility bhi jyada hai. Sharpe ratio ke hisab se bhi Fund A jyada stable hai.
Q3: Which fund is more cost-effective?
Fund A jyada cost-effective hai, kyunki yeh expense ratio mein Fund B se kam hai, 0.11% Fund B ka 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price