Axis Liquid Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
9.45%
Dekho, today hum do liquid funds ke beech comparison karenge - Axis Liquid Fund aur Quant Mutual Fund Liquid Fund. Dono funds ne high returns diya hai lekin kya hum unke beech ek fund ko bhaari samjhenge? Chaliye, hum iske baare mein jaante hain.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Quant Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 22.09 |
| AUM (₹ Cr) | 5.16 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 4.36 | 22.69 |
| 1 Year Return (%) | 6.25% | 0.9% |
| 3 Year Return (%) | 6.98% | 9.45% |
| 5 Year Return (%) | 6.17% | 8.38% |
| Since Launch (%) | 6.86% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 267% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund B (Quant Mutual Fund Liquid Fund) bhaari hai, kyunki yeh 3Y return ke hisaab se 9.45% return dene ke liye bhaari hai. Iske alawa, expense ratio bhi kam hai, jisse hum unki jyada paise bacha sakte hain. Riskometer bhi low hai, jisse yeh fund bhi risk-free hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Monthly SIP ke liye, Fund A (Axis Liquid Fund) bhaari hai, kyunki yeh 3Y return ke hisaab se 6.98% return dene ke liye bhaari hai. Ismein consistency aur return stability bhi jyada hai, jisse yeh fund SIP ke liye bhaari hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, Fund A (Axis Liquid Fund) bhaari hai, kyunki yeh risk-free hai aur kam volatility ke saath aata hai. Sharpe ratio aur expense ratio ke hisaab se bhi, Fund A (Axis Liquid Fund) bhaari hai, kyunki yeh jyada risk-adjusted returns deta hai aur kam expense ratio ke saath aata hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund A (Axis Liquid Fund) bhaari hai, kyunki yeh jyada diversified portfolio deta hai. CP, CD, T-Bills, aur Debenture jaise assets ke hisaab se, yeh fund jyada diversified hai. Top holdings concentration ke hisaab se bhi, Fund A (Axis Liquid Fund) bhaari hai, kyunki RBI, NABARD, aur Reliance Jio Infocomm Ltd. jaise assets ke hisaab se yeh fund jyada diversified hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B (Quant Mutual Fund Liquid Fund) 5Y return ke hisaab se 8.38% return dene ke liye bhaari hai, lekin 3Y return ke hisaab se Fund A (Axis Liquid Fund) 6.98% return dene ke liye bhaari hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B (Quant Mutual Fund Liquid Fund) ka Sharpe ratio 22.69 hai, jisse yeh fund jyada risk-adjusted returns deta hai aur kam volatility ke saath aata hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A (Axis Liquid Fund) ka expense ratio 0.11% hai, jisse yeh fund jyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price