Axis Liquid Fund vs Quant Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Today, we will compare two funds from different categories - Axis Liquid Fund and Quant Mutual Fund Large Cap Fund. Dekho, these funds cater to different investment goals. Axis Liquid Fund is suitable for short-term goals and those who want low-risk investments, while Quant Mutual Fund Large Cap Fund is for long-term investors who can take on higher risks. Chaliye, let's see which fund is better for long-term wealth creation.
[VERDICT]| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Quant Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.47 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.4 |
| Sharpe Ratio | 4.36 | 0.66 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 27% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, the fund with consistent returns and low risk is the best. Haan, both funds have their own strengths. But, looking at the 3Y return, Axis Liquid Fund beats Quant Mutual Fund Large Cap Fund with 6.98% vs 14.7%. Lekin, the latter's expense ratio is higher at 0.52% vs 0.11%. Our verdict is Axis Liquid Fund is better for long-term wealth creation.
[SIP_SUITABILITY]Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Quant Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.47 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
For a monthly SIP for 10+ years, consistency and return stability are key. Dekho, Axis Liquid Fund has given consistent returns with 6.25% 1Y return and 6.98% 3Y return. Chaliye, let's see how it fares in comparison to Quant Mutual Fund Large Cap Fund. Haan, the latter has a higher Sharpe ratio, but its returns are highly volatile. Sach ye hai, Axis Liquid Fund is better for a monthly SIP for 10+ years.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer and volatility are crucial for risk assessment. Dekho, Axis Liquid Fund has a low riskometer and volatility of 0.11, while Quant Mutual Fund Large Cap Fund has a very high riskometer and 12.4 volatility. Haan, the former also has a lower expense ratio at 0.11% vs 0.52%. Lekin, the Sharpe ratio of Axis Liquid Fund is higher at 4.36 vs 0.66. Sach ye hai, Axis Liquid Fund offers better risk-adjusted returns.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation and top holdings concentration are crucial for portfolio diversification. Dekho, Axis Liquid Fund has a diversified portfolio with 53.47% CP, 31.44% CD, and 11.86% T-Bills. Chaliye, let's see how Quant Mutual Fund Large Cap Fund's portfolio looks. Haan, it has a high concentration in equities at 96.00%, which increases sector risk. Sach ye hai, Axis Liquid Fund is more diversified.
[FAQ]SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Quant Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
According to 5Y returns, Axis Liquid Fund gives 6.17% returns, while Quant Mutual Fund Large Cap Fund gives 12.03% returns. So, the latter is better in the long run.
Q2: Is the higher risk fund worth it?
Quant Mutual Fund Large Cap Fund has a higher riskometer and volatility, but its Sharpe ratio is lower. So, it might not be worth the higher risk.
Q3: Which fund is more cost-effective?
Axis Liquid Fund has a lower expense ratio at 0.11% vs 0.52% of Quant Mutual Fund Large Cap Fund. So, it is more cost-effective.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price