Axis Liquid Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
20.86%
Chaliye, dekho hum aaj do mutual funds ka comparison karenge: Axis Liquid Fund aur PPFAS Mutual Fund Multi Cap Fund. Ye dono funds Indian investors ke liye ek achha investment option ho sakte hain, lekin unki categories aur features alag-alag hain. Ye post mein hum aapko fund ki categories, returns, riskometer, asset allocation, aur top holdings ke baare mein jankari denge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | PPFAS Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 19.01 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.1 |
| Sharpe Ratio | 4.36 | 1.02 |
| 1 Year Return (%) | 6.25% | 5.23% |
| 3 Year Return (%) | 6.98% | 20.86% |
| 5 Year Return (%) | 6.17% | 14.84% |
| Since Launch (%) | 6.86% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 207% | 41% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki long-term wealth creation ke liye Fund A (Axis Liquid Fund) aur Fund B (PPFAS Mutual Fund Multi Cap Fund) mein se Fund A acha option hai. Fund B ka 3Y return 20.86% hai, lekin uska expense ratio 1.68% hai, jo Fund A ka expense ratio se zyada hai. Fund A ka riskometer Low hai, jo Fund B ka riskometer ke compare thoda kam risk hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
Dekho, Fund A aur Fund B dono mein se Fund A ek achha option hai SIP ke liye. Fund A ka 3Y return 6.98% hai, jo Fund B ka 3Y return se kam hai, lekin Fund A ka expense ratio Fund B ka expense ratio ke compare kam hai. Fund A ka consistency aur return stability Fund B ke compare achha hai.
⚠️ Risk & Cost Analysis
Lekin, Fund A ka riskometer Low hai, jo Fund B ka riskometer ke compare thoda kam risk hai. Fund A ka volatility 0.11 hai, jo Fund B ka volatility ke compare kam hai. Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka Sharpe ratio ke compare kam hai. Fund A ka expense ratio 0.11% hai, jo Fund B ka expense ratio ke compare kam hai.
📊 Portfolio Diversification
Chaliye, Fund A aur Fund B dono mein se Fund A ka asset allocation thoda kam diversified hai. Fund A ka 53.47% CP aur 31.44% CD mein invest kiya hai, jo Fund B ka asset allocation ke compare kam hai. Fund B ka Equity 97.00% aur T-Bills 3.00% mein invest kiya hai, jo Fund A ka asset allocation ke compare zyada diversify kiya hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B (PPFAS Mutual Fund Multi Cap Fund) ka 5Y return 14.84% hai, jo Fund A (Axis Liquid Fund) ka 5Y return 6.17% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka Sharpe ratio ke compare kam hai, lekin Fund B ka volatility 14.1 hai, jo Fund A ka volatility ke compare zyada hai.
Q3: Which fund is more cost-effective?
Fund A (Axis Liquid Fund) ka expense ratio 0.11% hai, jo Fund B (PPFAS Mutual Fund Multi Cap Fund) ka expense ratio 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price