Axis Liquid Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
1.9%
Chaliye dekho, today we are comparing two funds from different categories. Fund A, Axis Liquid Fund, is a low-risk fund, while Fund B, Old Bridge Mutual Fund Multi Cap Fund, is a high-risk fund. We will compare their 1Y, 3Y, and 5Y returns, expense ratio, and riskometer to help you decide which fund is better for long-term wealth creation.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 8.38 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.85 |
| Sharpe Ratio | 4.36 | 1.82 |
| 1 Year Return (%) | 6.25% | -11.42% |
| 3 Year Return (%) | 6.98% | 1.9% |
| 5 Year Return (%) | 6.17% | 1.13% |
| Since Launch (%) | 6.86% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 207% | 38% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, we recommend Fund A, Axis Liquid Fund. Its 3Y return is 6.98%, which is higher than Fund B's 3Y return of 1.9%. Moreover, Fund A has a lower expense ratio of 0.11% compared to Fund B's 1.68%. Also, its riskometer is Low, making it a safer choice.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
For a monthly SIP for 10+ years, we think Fund A is a better choice. Its consistent returns over 3Y and 5Y periods make it suitable for long-term investments. Fund B's negative 1Y return and high volatility make it less suitable for SIP.
⚠️ Risk & Cost Analysis
Haan, let's compare the risk and cost of both funds. Fund A has a Sharpe ratio of 4.36, which is higher than Fund B's 1.82. Its volatility is also lower at 0.11. On the other hand, Fund B's expense ratio is higher at 1.68%. Lekin, considering the higher volatility and lower Sharpe ratio of Fund B, we think Fund A offers better risk-adjusted returns.
📊 Portfolio Diversification
Chaliye dekho, Fund A has a more diversified portfolio. Its asset allocation includes CP (53.47%), CD (31.44%), T-Bills (11.86%), and other debt securities. On the other hand, Fund B has a more concentrated portfolio with 97% equity and only 3% T-Bills. This makes Fund A more diversified and less sector-risky.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A gives better returns in the long run. Its 5Y return of 6.17% is higher than Fund B's 5Y return of 1.13%.
Q2: Is the higher risk fund worth it?
Lekin, considering Fund B's high volatility and lower Sharpe ratio, we don't think it's worth the higher risk. Fund A offers better risk-adjusted returns and is a safer choice.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A is more cost-effective. Its expense ratio is 0.11%, which is lower than Fund B's 1.68%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price