Axis Liquid Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
1.9%
Dekho, aaj hum do naye funds ke beech ka comparison karne jaa rahe hain - Axis Liquid Fund aur Old Bridge Mutual Fund Mid Cap Fund. Ye dono funds alag-alag categories mein hain - Liquid aur Mid Cap. Aaj hum kya seekhte hain, yeh hai ki dono funds ke characteristics aur performance ko samajhne ke liye. Fund A ek liquid fund hai, jo short-term investment ke liye upyukt hai, jabki Fund B ek mid cap fund hai, jo long-term growth ke liye upyukt hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 3096.85 | 10.59 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.75% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 15.35 |
| Sharpe Ratio | 4.36 | 1.82 |
| 1 Year Return (%) | 6.25% | 5.79% |
| 3 Year Return (%) | 6.98% | 1.9% |
| 5 Year Return (%) | 6.17% | 1.13% |
| Since Launch (%) | 6.86% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 207% | 31% |
🤖 AI Verdict – Which is Better?
Haan, hum aaj kuchh judaai karenge. Fund A ne 3Y mein 6.98% ka return diya hai, jabki Fund B ne 1.9% ka return diya hai. Lekin, expense ratio ke baare mein sochne par, Fund A bahut hi asan hai - 0.11% ke expense ratio ke saath. Fund B ke expense ratio 1.75% hai, jo bahut jyaada hai. Riskometer ke baare mein sochne par, Fund A low risk hai, jabki Fund B very high risk hai. Isliye, hum chahein ke Fund A better hai long-term wealth creation ke liye.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Chaliye, aaj hum SIP ki suitability ko dekhenge. Fund A ne 1Y mein 6.25% ka return diya hai, jabki Fund B ne 5.79% ka return diya hai. Consistency aur return stability ke liye, hum chahein ke Fund A better hai. Fund A ka Sharpe ratio 4.36 hai, jo bahut hi accha hai, jabki Fund B ka Sharpe ratio 1.82 hai. Isliye, hum chahein ke Fund A monthly SIP ke liye upyukt hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hue, hum dekh sakte hain ki Fund A kya offer karta hai risk-adjusted returns ke liye. Fund A ka riskometer low hai, jabki Fund B ka riskometer very high hai. Volatility ke baare mein sochne par, Fund A ka volatility 0.11 hai, jabki Fund B ka volatility 15.35 hai. Sharpe ratio ke baare mein sochne par, Fund A ka Sharpe ratio 4.36 hai, jabki Fund B ka Sharpe ratio 1.82 hai. Expense ratio ke baare mein sochne par, Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 1.75% hai. Isliye, hum chahein ke Fund A better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Chaliye, aaj hum portfolio diversification ko dekhenge. Fund A ka asset allocation CP, CD, T-Bills, debenture, money market, bonds/NCD, NCD, debt, aur IRS ke liye hai. Fund B ka asset allocation equity aur T-Bills ke liye hai. Top holdings concentration ke baare mein sochne par, Fund A ka top 3 holdings RBI, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. hain, jabki Fund B ka top 3 holdings Voltas Ltd., Mphasis Ltd., aur Coforge Ltd. hain. Isliye, hum chahein ke Fund A asset allocation ke liye better hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ne 5Y mein 6.17% ka return diya hai, jabki Fund B ne 1.13% ka return diya hai. Isliye, Fund A long-run mein better hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ko compare karte hue, hum dekh sakte hain ki Fund B ki volatility 15.35 hai, jabki Fund A ki volatility 0.11 hai. Sharpe ratio ke baare mein sochne par, Fund A ka Sharpe ratio 4.36 hai, jabki Fund B ka Sharpe ratio 1.82 hai. Isliye, Fund A better hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
Expense ratio ke baare mein sochne par, Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 1.75% hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price