Axis Liquid Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.93%
Aapke paas do Liquid Funds hain - Axis Liquid Fund aur Old Bridge Mutual Fund Liquid Fund - jo aapke long-term wealth creation ke liye acche hain. Yahaan hum unki tulna karte hain aur aapko samajhate hain ki kis fund me investment karne ka sabse achha hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 5622.79 |
| AUM (₹ Cr) | 5.16 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.12 |
| Sharpe Ratio | 4.36 | 3.58 |
| 1 Year Return (%) | 6.25% | 6.17% |
| 3 Year Return (%) | 6.98% | 6.93% |
| 5 Year Return (%) | 6.17% | 6.11% |
| Since Launch (%) | 6.86% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 239% |
🤖 AI Verdict – Which is Better?
Haan, hum apne verdict sunaate hain. Long-term wealth creation ke liye, hum 3Y return aur expense ratio ke baare me sochte hain. Fund A ki 3Y return 6.98% hai, jiska expense ratio 0.11% hai. Fund B ki 3Y return 6.93% hai, lekin expense ratio 0.12% hai. Rishton ke aadhar par, hum kheenchte hain ki Fund A khaas aapke liye better hai, kyunki iska expense ratio thoda chhota hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Ye socha hai ki aap SIP kis fund me lagayein? Hum 10+ saal ke SIP kis fund ke liye better hai. Fund A ki 1Y aur 3Y return stable hai, jiska Sharpe ratio bhi accha hai. Fund B ki 3Y return bhi achhi hai, lekin iska return stability thoda kam hai. Chaliye, hum Fund A ko SIP ke liye better fund maante hain.
⚠️ Risk & Cost Analysis
Aapne fund me investment karne se pehle, aapko risk ke baare me jaanna hoga. Fund A ki riskometer low hai, jiska volatility 0.11 hai. Fund B ki riskometer bhi low hai, lekin volatility 0.12 hai. Sharpe ratio ke baare me bhi dekhte hain, jiska Fund A 4.36 hai, jiska Fund B 3.58 hai. Kuchh isme saavdhaani ki zaroorat hai, lekin Fund A isme better hai.
📊 Portfolio Diversification
Ab hum aapke portfolio ko diversify karte hain. Fund A ka asset allocation CP, CD, T-Bills, aur Debenture hain, jiska asset allocation Fund B mein T-Bills, CD, aur CP hai. Fund B ka asset allocation Fund A ke comparison mein thoda kam hai. Top holdings ke baare me bhi dekhte hain, jiska Fund A Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. mein investment karta hai. Fund B mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein investment karta hai. Fund A ka top holdings concentration thoda kam hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run ke liye Fund A ki 5Y return 6.17% hai, jiska 3Y return 6.98% hai. Fund B ki 5Y return 6.11% hai, jiska 3Y return 6.93% hai. Fund A ki return Fund B ke comparison mein better hai.
Q2: Is the higher risk fund worth it?
Volatility ke baare me dekhte hain, jiska Fund A 0.11 hai aur Fund B 0.12 hai. Sharpe ratio ke baare me bhi dekhte hain, jiska Fund A 4.36 hai aur Fund B 3.58 hai. Fund A ki riskometer low hai aur Sharpe ratio bhi accha hai. Hum kheenchte hain ki Fund A khaas aapke liye better hai.
Q3: Which fund is more cost-effective?
Aapko expense ratio ke baare me sochna hoga. Fund A ka expense ratio 0.11% hai, jiska Fund B ka expense ratio 0.12% hai. Fund A ki expense ratio Fund B ke comparison mein thoda chhota hai. Hum kheenchte hain ki Fund A khaas aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price