Axis Liquid Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Ab humne do fundon ka comparision karna hai, Fund A - Axis Liquid Fund aur Fund B - Old Bridge Mutual Fund Large Cap Fund. Dekho, Fund A Liquid Category ka hai aur Fund B Large Cap Category ka hai. Hum aapko yeh jaanega ki aapke paise ki safety aur aage ki growth ke liye dono fundon mein kya difference hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.89 |
| Sharpe Ratio | 4.36 | 0.69 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 22% |
🤖 AI Verdict – Which is Better?
Humne fundon ka analysis kiya hai aur dekha hai ki Fund A ne 3 saal mein 6.98% ki return di hai, jo ki Fund B se zyada hai. Lekin Fund B ka expense ratio 0.52% hai, jo ki Fund A ke 0.11% se jyada hai. Haan, Fund A ke riskometer Low hai, jo ki Fund B ke Very High se kam hai. To, hum apni verdict mein Fund A ko better fund deta hain.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye apne paise ka nivesh karne mein humein dono fundon ka comparision karna hai. Dekho, Fund A ka 1 saal ke return -4.02% hai, jo ki Fund B se kam hai. Lekin Fund A ka consistency aur return stability Fund B ke mukabale jyada hai. Haan, Fund A ka asset allocation jyada diversified hai, jisse risk bhi kam hai. To, SIP ke liye Fund A aapke liye better fund ho sakta hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mukabale Fund A jyada secure fund hai. Dekho, Fund A ka riskometer Low hai aur volatility 0.11 hai, jo ki Fund B ke Very High aur 11.89 se kam hai. Haan, Fund A ka Sharpe ratio 4.36 hai, jo ki Fund B ke 0.69 se jyada hai. Lekin Fund A ka expense ratio 0.11% hai, jo ki Fund B ke 0.52% se kam hai. To, Fund A aapke paise ki safety aur aage ki growth ke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke mukabale Fund A jyada diversified fund hai. Dekho, Fund A ka asset allocation CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD, NCD, Debt, IRS ke beech jyada distribute hai. Lekin Fund B ka asset allocation Equity aur T-Bills ke beech jada focus hai. Haan, Fund A ka top holdings concentration bhi Fund B ke mukabale kam hai. To, Fund A aapke liye better fund hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ne 5 saal mein 6.17% ki return di hai, jo ki Fund B ke 12.03% se kam hai. Haan, Fund A ka 3 saal ka return 6.98% hai, jo ki Fund B ke 14.7% se kam hai. To, Fund A aapke paise ki safety aur aage ki growth ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka riskometer Very High hai, lekin uska Sharpe ratio 0.69 hai, jo ki Fund A ke 4.36 se kam hai. Lekin Fund B ka expense ratio 0.52% hai, jo ki Fund A ke 0.11% se jyada hai. To, yeh decide karna aapki marzi hai ki aap Fund B ka risk lete hain ya nahin.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.11% hai, jo ki Fund B ke 0.52% se kam hai. Haan, Fund A ka Sharpe ratio 4.36 hai, jo ki Fund B ke 0.69 se jyada hai. To, Fund A aapke paise ki safety aur aage ki growth ke liye better fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price