Axis Liquid Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
12.03%
Dekho, aaj hum do fundon ka tarkik tark karne ja rahe hain - Axis Liquid Fund aur Mirae Asset Mid Cap Fund. Ye do fund alag-alag category mein aate hain - Liquid aur Mid Cap. Aapko yeh jaanne ka mukhya udeshya hai ki kis fund mein nivesh karke aapko bhi long-term mein asar pad sakta hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Mirae Asset |
| Category | Liquid | Mid Cap |
| NAV (₹) | 3096.85 | 38.13 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.67% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.96 |
| Sharpe Ratio | 4.36 | 0.37 |
| 1 Year Return (%) | 6.25% | 2.41% |
| 3 Year Return (%) | 6.98% | 12.03% |
| 5 Year Return (%) | 6.17% | 9.36% |
| Since Launch (%) | 6.86% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 207% | 47% |
🤖 AI Verdict – Which is Better?
Haan, yeh ek aisi situation hai jismein humein ek clear verdict sunishchit karna hoga. Dekho, chaliye hum 3Y return, expense ratio, aur riskometer ke aadhaar par iska verdict karne jaate hain. Mirae Asset Mid Cap Fund ka 3Y return 12.03% hai, jabki Axis Liquid Fund ka 3Y return 6.98% hai. Isse yeh clear hai ki Mirae Asset Mid Cap Fund long-term mein aapko behtar return de sakta hai. Lekin expense ratio ke liye, Mirae Asset Mid Cap Fund ka expense ratio 1.67% hai, jo ki Axis Liquid Fund ka expense ratio 0.11% se zyada hai. Isliye, hamara verdict hai ki Mirae Asset Mid Cap Fund long-term wealth creation ke liye aapke liye behtar hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
Sach ye hai, SIP (Systematic Investment Plan) ek aisa plan hai jismein humein monthan mein nivesh karna hota hai. Dekho, kis fund mein aapko SIP karne ke liye behtar hai. Mirae Asset Mid Cap Fund ka 1Y return 2.41% hai, jabki Axis Liquid Fund ka 1Y return 6.25% hai. Isliye, agar aapko long-term mein stability aur return ki zaroorat hai, toh Axis Liquid Fund aapke liye behtar hai.
⚠️ Risk & Cost Analysis
Chaliye hum aapko Riskometer, volatility, Sharpe ratio, aur expense ratio ke aadhaar par risk-adjusted return kya hai. Mirae Asset Mid Cap Fund ka riskometer Very High hai, jabki Axis Liquid Fund ka riskometer Low hai. Volatility aur Sharpe ratio ke liye bhi, Axis Liquid Fund bhi behtar hai. Isliye, hamara verdict hai ki Axis Liquid Fund aapko behtar risk-adjusted return de sakta hai.
📊 Portfolio Diversification
Dekho, asset allocation aur top holdings concentration, kya hai. Mirae Asset Mid Cap Fund ka asset allocation mein Equity 97.85% hai, jabki Axis Liquid Fund ka asset allocation mein CP 53.47% hai. Isliye, Mirae Asset Mid Cap Fund mein Equity ki concentrate hogi. Lekin top holdings concentration ke liye, Mirae Asset Mid Cap Fund mein bhi concentrate hogi. Isliye, hamara verdict hai ki Axis Liquid Fund mein asset allocation aur top holdings concentration ke liye behtar hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, yeh sach hai ki Mirae Asset Mid Cap Fund ka 5Y return 9.36% hai, jabki Axis Liquid Fund ka 5Y return 6.17% hai. Isliye, Mirae Asset Mid Cap Fund long-term mein aapko behtar return de sakta hai.
Q2: Is the higher risk fund worth it?
Haan, yeh sach hai ki Mirae Asset Mid Cap Fund ka riskometer Very High hai, jabki Axis Liquid Fund ka riskometer Low hai. Lekin volatility aur Sharpe ratio ke liye, Mirae Asset Mid Cap Fund ka Sharpe ratio 0.37 hai, jabki Axis Liquid Fund ka Sharpe ratio 4.36 hai. Isliye, Mirae Asset Mid Cap Fund ka risk-adjusted return behtar hai.
Q3: Which fund is more cost-effective?
Haan, yeh sach hai ki Axis Liquid Fund ka expense ratio 0.11% hai, jabki Mirae Asset Mid Cap Fund ka expense ratio 1.67% hai. Isliye, Axis Liquid Fund aapke liye behtar cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price