Axis Liquid Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
11.03%
Agar aapko paise ki suraksha aur vittiya vikas ke liye ek fund chunna hai, toh aaj hum do funds ka samikshan karne ja rahe hain - Axis Liquid Fund aur Mirae Asset Large Cap Fund. Dekho is post mein hum fund ka samikshan karke aapko pata lagayenge ki kya hai bhaad mein.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Mirae Asset |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 122.90 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.57% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.64 |
| Sharpe Ratio | 4.36 | 0.39 |
| 1 Year Return (%) | 6.25% | -2% |
| 3 Year Return (%) | 6.98% | 11.03% |
| 5 Year Return (%) | 6.17% | 10.78% |
| Since Launch (%) | 6.86% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 207% | 20% |
🤖 AI Verdict – Which is Better?
Haan, humein aaj Fund A (Axis Liquid Fund) aur Fund B (Mirae Asset Large Cap Fund) ke beech mein ek verdict dena hai. Dekho, Fund A ka 3Y return 6.98% hai, jo Fund B (Mirae Asset Large Cap Fund) ka 3Y return 11.03% se kam hai. Lekin, expense ratio ke maamle mein, Fund B (Mirae Asset Large Cap Fund) ka expense ratio 0.57% hai, jo Fund A (Axis Liquid Fund) ka expense ratio 0.11% se adhik hai. Riskometer ke maamle mein, Fund B (Mirae Asset Large Cap Fund) ka riskometer very high hai, jo Fund A (Axis Liquid Fund) ka riskometer low hai. Sach ye hai, humein Fund A (Axis Liquid Fund) ko long-term wealth creation ke liye better option maante hain.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, humein yah pata karna hai ki kyaa fund hai 10+ saal kaa SIP ke liye better. Haan, yah sach hai ki Fund A (Axis Liquid Fund) ka 3Y return 6.98% hai, jo Fund B (Mirae Asset Large Cap Fund) ka 3Y return 11.03% se kam hai. Lekin, expense ratio ke maamle mein, Fund B (Mirae Asset Large Cap Fund) ka expense ratio 0.57% hai, jo Fund A (Axis Liquid Fund) ka expense ratio 0.11% se adhik hai. Dekho, yah fund hai jo long-term stability aur consistency ke liye better hai, lekin expense ratio ke maamle mein yeh Fund B (Mirae Asset Large Cap Fund) se adhik hai.
⚠️ Risk & Cost Analysis
Haan, humein aaj riskometer, volatility, Sharpe ratio, expense ratio ke maamle mein donon funds kaa samikshan karna hai. Dekho, Fund A (Axis Liquid Fund) ka riskometer low hai, jo Fund B (Mirae Asset Large Cap Fund) ka riskometer very high hai. Volatility ke maamle mein, Fund B (Mirae Asset Large Cap Fund) ka volatility 11.64 hai, jo Fund A (Axis Liquid Fund) ka volatility 0.11 se kam hai. Sach ye hai, Fund A (Axis Liquid Fund) ka Sharpe ratio 4.36 hai, jo Fund B (Mirae Asset Large Cap Fund) ka Sharpe ratio 0.39 se adhik hai. Lekin, expense ratio ke maamle mein, Fund B (Mirae Asset Large Cap Fund) ka expense ratio 0.57% hai, jo Fund A (Axis Liquid Fund) ka expense ratio 0.11% se adhik hai.
📊 Portfolio Diversification
Chaliye, humein yah pata karna hai ki donon funds ke asset allocation mein kya farak hai. Dekho, Fund A (Axis Liquid Fund) ka asset allocation CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD, NCD, Debt, IRS ke beech mein hai. Lekin, Fund B (Mirae Asset Large Cap Fund) ka asset allocation Equity aur Mutual Fund ke beech mein hai. Sach ye hai, Fund A (Axis Liquid Fund) ka asset allocation adhik diversified hai, lekin Fund B (Mirae Asset Large Cap Fund) ka Equity allocation adhik hai. Dekho, Fund B (Mirae Asset Large Cap Fund) ka 3 biggest holding HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) hai, jo Fund A (Axis Liquid Fund) ka 3 biggest holding Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) se kam hai.
Q1: Which fund gives better returns in the long run?
Haan, Fund B (Mirae Asset Large Cap Fund) ka 5Y return 10.78% hai, jo Fund A (Axis Liquid Fund) ka 5Y return 6.17% se adhik hai. Lekin, expense ratio ke maamle mein, Fund B (Mirae Asset Large Cap Fund) ka expense ratio 0.57% hai, jo Fund A (Axis Liquid Fund) ka expense ratio 0.11% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B (Mirae Asset Large Cap Fund) ka volatility 11.64 hai, jo Fund A (Axis Liquid Fund) ka volatility 0.11 se kam hai. Lekin, Fund B (Mirae Asset Large Cap Fund) ka Sharpe ratio 0.39 hai, jo Fund A (Axis Liquid Fund) ka Sharpe ratio 4.36 se kam hai.
Q3: Which fund is more cost-effective?
Haan, Fund A (Axis Liquid Fund) ka expense ratio 0.11% hai, jo Fund B (Mirae Asset Large Cap Fund) ka expense ratio 0.57% se kam hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price