Axis Liquid Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
20.86%
Agar aapke paas paisa hai lekin aapko nahi pata ki kaha lagaayein, to aapko Fund A aur Fund B ka comparison karna hoga. Aaj hum aapko bataayenge ki Fund A Axis Liquid Fund Direct Plan - Growth hai aur Fund B LIC Mutual Fund Multi Cap Fund Regular Plan - Growth hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | LIC Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 19.01 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.9 |
| Sharpe Ratio | 4.36 | 1.03 |
| 1 Year Return (%) | 6.25% | 5.23% |
| 3 Year Return (%) | 6.98% | 20.86% |
| 5 Year Return (%) | 6.17% | 11.46% |
| Since Launch (%) | 6.86% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 207% | 38% |
🤖 AI Verdict – Which is Better?
Haan, Fund B ki 3Y return 20.86% hai, lekin iska riskometer Very High hai. Dekho, expense ratio bhi bahut jyada hai, 1.68%. Fund A ki 3Y return 6.98% hai, expense ratio 0.11% hai. Sach ye hai, Fund A long-term wealth creation ke liye better hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
Agar aap monthly SIP lagane ja rahi hai, to Fund A hi better hai. Fund A ka 3Y return consistent hai aur expense ratio bhi kam hai. Fund B ka 3Y return bahut high hai, lekin iska riskometer bhi bahut high hai.
⚠️ Risk & Cost Analysis
Chaliye, Fund A ka riskometer Low hai aur volatility 0.11 hai. Fund B ka riskometer Very High hai aur volatility 13.9 hai. Expensive ratio mein bhi Fund A kam hai. Sharpe ratio mein bhi Fund A kam hai.
📊 Portfolio Diversification
Asset allocation mein Fund A ki CP 53.47% hai aur CD 31.44% hai. Fund B ki asset allocation mein Equity 97.00% hai. Top holdings mein bhi Fund A ka concentration kam hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 6.17% hai aur Fund B ki 5Y return 11.46% hai. Lekin Fund B ka riskometer Very High hai. Sach ye hai, Fund A long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka 3Y return bahut high hai, lekin iska riskometer Very High hai. Volatility bhi bahut high hai. Sharpe ratio bhi kam hai. Nahi, Fund B ka higher risk fund nahi hai.
Q3: Which fund is more cost-effective?
Expense ratio mein Fund A kam hai, 0.11%. Fund B ka expense ratio 1.68% hai. Sach ye hai, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price