Axis Liquid Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Aapko sabse pehle pata hai ki hum do fund ke beech ki compare karne ja rahe hain. Hum aapko bataayenge ki kis fund mein lagatar paise badhne ke liye aapka paise lagana chahiye. Hum fund A aur fund B ke beech ki tarah-tari karne ke liye aapko sabse achi cheezon ko pehle se jaante hain.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | LIC Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.93 |
| Sharpe Ratio | 4.36 | 0.69 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 22% |
🤖 AI Verdict – Which is Better?
Hum aapko bataayenge ki kis fund mein aapka paise lagana chahiye. Fund A aur fund B ke beech ki tarah-tari karne ke liye hum 3Y return, expense ratio, aur risk ko dekhe hain. Fund B ke 3Y return 14.7% hai, lekin expense ratio 0.52% hai, jo fund A ke 0.11% se zyada hai. Riskometer bhi fund B ka Very High hai, jo fund A ke Low se zyada hai. Isliye, hum aapko fund A ko achi cheezon mein dikhate hain.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Ek monthly SIP ke liye kis fund ki achi cheez hai, isme hum dono fund ke 1Y aur 3Y return ko dekhenge. Fund A ka 1Y return 6.25% hai aur 3Y return 6.98% hai, jo fund B ka -4.02% aur 14.7% se thoda kam hai. Lekin fund A ki expense ratio 0.11% hai, jo fund B ke 0.52% se kam hai. Isliye, hum aapko fund A ko achi cheezon mein dikhate hain.
⚠️ Risk & Cost Analysis
Hum aapko bataayenge ki kis fund mein aapka paise lagana chahiye. Fund A aur fund B ke beech ki tarah-tari karne ke liye hum riskometer, volatility, Sharpe ratio, expense ratio ko dekhe hain. Fund A ka riskometer Low hai, jo fund B ka Very High se kam hai. Fund A ka volatility 0.11 hai, jo fund B ka 11.93 se kam hai. Sharpe ratio bhi fund A ka 4.36 hai, jo fund B ka 0.69 se zyada hai. Isliye, hum aapko fund A ko achi cheezon mein dikhate hain.
📊 Portfolio Diversification
Hum aapko bataayenge ki kis fund mein aapka paise lagana chahiye. Fund A aur fund B ke beech ki tarah-tari karne ke liye hum asset allocation ko dekhe hain. Fund A ka asset allocation CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD, NCD, Debt, aur IRS mein hai, jo fund B ka Equity aur T-Bills mein hai. Top holdings bhi fund A ka Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. mein hai, jo fund B ka HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein hai. Isliye, hum aapko fund A ko achi cheezon mein dikhate hain.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B ka 5Y return 12.03% hai, jo fund A ka 6.17% se kam hai. Lekin fund B ka riskometer Very High hai, jo fund A ka Low se zyada hai.
Q2: Is the higher risk fund worth it?
Chaliye dekhte hain. Fund B ka volatility 11.93 hai, jo fund A ka 0.11 se kam hai. Sharpe ratio bhi fund A ka 4.36 hai, jo fund B ka 0.69 se zyada hai. Isliye, hum aapko fund A ko achi cheezon mein dikhate hain.
Q3: Which fund is more cost-effective?
Sach ye hai ki fund A ka expense ratio 0.11% hai, jo fund B ka 0.52% se kam hai. Isliye, hum aapko fund A ko achi cheezon mein dikhate hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price