Axis Liquid Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Agar aapko pata hai ki kya aapko ek Liquid aur Large Cap fund ki zarurat hai, to aapke paas do achhe vikalp hain - Axis Liquid Fund aur JM Financial Large Cap Fund. Dekho, hamare paas Fund A (Axis Liquid Fund) aur Fund B (JM Financial Large Cap Fund) hai, aur hum in dono fundon ko compare karenge, taaki aap jaante hain ki kis fund mein aapko nivesh karna chahiye.
Is article mein, hum in dono fundon ki category, return, riskometer, volatility, Sharpe ratio, expense ratio, AUM, asset allocation, aur top holdings par jayenge. Chaliye, start karenge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | JM Financial |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.25 |
| Sharpe Ratio | 4.36 | 0.67 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 26% |
🤖 AI Verdict – Which is Better?
Jaante hai, aapko pata hai ki aapko long-term wealth creation ki zarurat hai. To, hamare paas ek nishkarsh hai - Fund A (Axis Liquid Fund) aapke liye better hai. Isse aapko 3Y return, expense ratio, aur risk ke hisaab se aisa lagta hai ki yeh fund aapke liye achi option hai.
Haan, Fund B (JM Financial Large Cap Fund) bhi ek achha fund hai, lekin yeh fund aapke liye thoda riski hai, aur yeh aapke investment ko thoda khatra deta hai. Lekin, agar aapko long-term wealth creation ki zarurat hai, to Fund A (Axis Liquid Fund) aapke liye better hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Agar aapko SIP (Systematic Investment Plan) ki zarurat hai, to hamare paas ek nishkarsh hai - Fund A (Axis Liquid Fund) aapke liye better hai. Isse aapko monthanay SIP ke liye aisa lagta hai ki yeh fund aapke liye achi option hai. Lekin, Fund B (JM Financial Large Cap Fund) bhi ek achha fund hai, lekin yeh fund aapke liye thoda riski hai.
Haan, Fund A (Axis Liquid Fund) ki consistency aur return stability aapke liye better hai. Isse aapko SIP ke liye aisa lagta hai ki yeh fund aapke liye achi option hai.
⚠️ Risk & Cost Analysis
Agar aapko risk aur cost ki zarurat hai, to hamare paas ek nishkarsh hai - Fund A (Axis Liquid Fund) aapke liye better hai. Isse aapko riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se aisa lagta hai ki yeh fund aapke liye achi option hai.
Haan, Fund A (Axis Liquid Fund) ki Sharpe ratio aur expense ratio aapke liye better hai. Isse aapko risk-adjusted returns ke liye aisa lagta hai ki yeh fund aapke liye achi option hai.
📊 Portfolio Diversification
Agar aapko portfolio diversification ki zarurat hai, to hamare paas ek nishkarsh hai - Fund A (Axis Liquid Fund) aapke liye better hai. Isse aapko asset allocation aur top holdings concentration ke hisaab se aisa lagta hai ki yeh fund aapke liye achi option hai.
Haan, Fund A (Axis Liquid Fund) ki asset allocation aur top holdings concentration aapke liye better hai. Isse aapko portfolio diversification ke liye aisa lagta hai ki yeh fund aapke liye achi option hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, ki Fund A (Axis Liquid Fund) ki 5Y aur 3Y return Fund B (JM Financial Large Cap Fund) se better hai. Isse aapko pata chalta hai ki Fund A (Axis Liquid Fund) long run mein aapko better returns denge.
Q2: Is the higher risk fund worth it?
Haan, Fund B (JM Financial Large Cap Fund) ek riski fund hai, lekin yeh fund aapke investment ko thoda khatra deta hai. Lekin, agar aapko long-term wealth creation ki zarurat hai, to Fund A (Axis Liquid Fund) aapke liye better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, ki Fund A (Axis Liquid Fund) ki expense ratio Fund B (JM Financial Large Cap Fund) se thodi kam hai. Isse aapko pata chalta hai ki Fund A (Axis Liquid Fund) aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price