Axis Liquid Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.93%
Yeh article mein hum do naye fund ke beech ka comparison karne ja rahe hain. Fund A Axis Liquid Fund hai aur Fund B Invesco Mutual Fund Liquid Fund. Hum aapko batayenge ki yeh dono fund kya category mein hain, kya return dete hain, aur kis fund ka long term me aapko better vikaas hoga.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Invesco Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 3819.94 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 4.36 | 3.31 |
| 1 Year Return (%) | 6.25% | 6.17% |
| 3 Year Return (%) | 6.98% | 6.93% |
| 5 Year Return (%) | 6.17% | 6.11% |
| Since Launch (%) | 6.86% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 269% |
🤖 AI Verdict – Which is Better?
Haan, yeh dono fund low riskometer ke sath aae hain, lekin fund B ka 3Y return jyada hai. Lekin expense ratio bhi fund B ka jyada hai. Kya aapko fund B ka long term me better vikaas chahiye ya fund A ka? Sach ye hai, fund A ka 3Y return fund B se kam hai, lekin expense ratio kam hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Yadi aap SIP ke maadhyam se invest karna chahte hain, to hum soch sakte hain ki fund A ya fund B better hai. Fund A ka 3Y return fund B se kam hai, lekin consistency bhi kam hai. Fund B ka 3Y return jyada hai, lekin consistency bhi jyada hai.
⚠️ Risk & Cost Analysis
Volatility mein fund A kam hai, lekin Sharpe ratio fund B ka jyada hai. Expense ratio bhi fund A ka kam hai. To, fund A ka risk-adjusted return fund B se better hai.
📊 Portfolio Diversification
Fund A ka asset allocation CP, CD aur T-Bills ke beech distribute hai, jabki fund B ka 65% T-Bills mein hai. Top holdings mein bhi, fund A ka RBI aur NABARD ke beech distribute hai, jabki fund B ka SBI CD aur HDFC Bank CD mein hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return fund B se kam hai, lekin fund A ka 3Y return fund B se kam hai. Lekin expense ratio fund B ka jyada hai. To, fund A ka long run mein better return dete hain.
Q2: Is the higher risk fund worth it?
Haan, fund B ka volatility jyada hai, lekin Sharpe ratio bhi jyada hai. To, fund B ka risk-adjusted return fund A se better hai. Lekin expense ratio fund B ka jyada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio fund B se kam hai. To, fund A cost-effectiveness ke maadhyam se fund B se better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price