Axis Liquid Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
15.42%
Ab aap dekho, humein do aise funds milte hain jo aapke nivesh ke liye vishesh roop se uttam hai. Fund A, Axis Liquid Fund, ek Liquid category ka hai, jiska 3Y return 6.98% hai, jabki Fund B, ICICI Prudential Small Cap Fund, ek Small Cap category ka hai, jiska 3Y return 15.42% hai. Is article mein, hum aapko dikhayenge ki kya fund bhi aapke liye achi cheez hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | ICICI Prudential |
| Category | Liquid | Small Cap |
| NAV (₹) | 3096.85 | 96.92 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.82% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 17.48 |
| Sharpe Ratio | 4.36 | 0.51 |
| 1 Year Return (%) | 6.25% | 1.68% |
| 3 Year Return (%) | 6.98% | 15.42% |
| 5 Year Return (%) | 6.17% | 17.22% |
| Since Launch (%) | 6.86% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 207% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund B, jiska 3Y return 15.42% hai, Fund A ke 3Y return 6.98% se adhik hai, lekin yeh pata lagana mushkil hai ki Fund B ka higher riskometer aur volatility Fund A ke riskometer aur volatility se bura hai. Lekin 3Y return aur expense ratio ke anusar, Fund B aapke liye achi cheez hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Hum aapko batana chahte hain ki SIP ke liye kis fund se adhik accha hai. Fund A ka 3Y return 6.98% hai, jabki Fund B ka 3Y return 15.42% hai. Lekin jab hum SIP ki stability ke baare mein sochta hain, to Fund A adhik stable hai, lekin Fund B ka higher return uska kam stability ka kaaran hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke anusar, Hum aapko batana chahte hain ki kis fund mein aapke paise adhik surakshit hain. Fund A ka riskometer Low hai, jabki Fund B ka riskometer Very High hai, lekin yeh pata lagana mushkil hai ki Fund A ka Sharpe ratio 4.36 hai, aur Fund B ka Sharpe ratio 0.51 hai. Lekin expense ratio ke anusar, Fund A adhik cost-effective hai, lekin Fund B ka higher return uska kam expense ratio ka kaaran hai.
📊 Portfolio Diversification
Ab hum aapko batana chahte hain ki kis fund ke portfolio mein aapke paise adhik surakshit hain. Fund A ka asset allocation CP: 53.47%, CD: 31.44%, T-Bills: 11.86%, aur Debt: 0.09% hai, jabki Fund B ka asset allocation Equity: 91.00% aur Cash & Equivalents: 9.00% hai. Fund B ka higher equity exposure Fund A ke asset allocation ke liye adhik riski hai. Fund A ka top 3 holdings Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. hai, jabki Fund B ka top 3 holdings Aarti Drugs Ltd., Hatsun Agro Product Ltd., aur National Aluminium Company Ltd. hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 17.22% hai, jabki Fund A ka 5Y return 6.17% hai. To Fund B aapke liye achi cheez hai.
Q2: Is the higher risk fund worth it?
Fund B ka higher volatility 17.48 hai, jabki Fund A ka volatility 0.11 hai. To Fund B ka higher risk Fund A ke riskometer aur volatility se bura hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.82% hai. To Fund A adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price