Axis Liquid Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
20.43%
Aapko pata hai ki aapke paas do mahatvapoorn funds hain - Axis Liquid Fund aur ICICI Prudential Multi Cap Fund. Ye donon funds aapke vittiya nirnay lene mein madat kar sakte hain. Chaliye dekhte hain ki ye do funds kya prakaar ke hain aur aapko kya seekhne ko milengi.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | ICICI Prudential |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 934.98 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.74% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.2 |
| Sharpe Ratio | 4.36 | 1.06 |
| 1 Year Return (%) | 6.25% | 6.9% |
| 3 Year Return (%) | 6.98% | 20.43% |
| 5 Year Return (%) | 6.17% | 17.37% |
| Since Launch (%) | 6.86% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.97% |
| Portfolio Turnover | 207% | 45% |
🤖 AI Verdict – Which is Better?
Long-term vittiya nirnay lene mein, humein lagta hai ki Fund A, Axis Liquid Fund, better option hai. Iska reason hai uska 3Y return, jo 6.98% hai, aur expense ratio, jo 0.11% hai. Riskometer ki shreni bhi bahut kam hai, jisse aapko kam risk hoga. Haan, Fund B ka 1Y return adhik hai, lekin 3Y aur 5Y return mein Fund A bahut accha hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Monthly SIP ke liye, humein lagta hai ki Fund A better option hai. Iska reason hai uska consistency aur return stability. 1Y, 3Y, aur 5Y return mein Fund A bahut accha hai. Dekho, Fund B ka 1Y return adhik hai, lekin 3Y aur 5Y return mein Fund A bahut bada farq hai. Chaliye aap SIP karenge to Fund A aapke liye behtar hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke tareeke se, humein lagta hai ki Fund A bahut accha hai. Uska riskometer kam hai, volatility kam hai, aur Sharpe ratio bahut accha hai. Expense ratio bhi bahut kam hai, jisse aapko kam cost hoga. Haan, Fund B ka riskometer adhik hai, lekin volatility aur Sharpe ratio mein Fund A bahut accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke tareeke se, humein lagta hai ki Fund A bahut diversified hai. Uska asset allocation CP, CD, aur T-Bills mein bahut accha hai. Top holdings mein bhi Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. bahut acche hain. Haan, Fund B ka asset allocation equity mein bahut adhik hai, jo sector risk ko badhata hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run mein, Fund A, Axis Liquid Fund, better returns deta hai. Uska 5Y return 6.17% hai aur 3Y return 6.98% hai. Fund B ka 5Y return 17.37% hai, lekin 3Y return 20.43% hai, jo Fund A se adhik hai. Haan, Fund B ka 1Y return adhik hai, lekin long run mein Fund A behtar hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund nahin worth hai. Fund B ka riskometer aur volatility adhik hai, jo aapko kam return aur kam risk-adjusted returns deta hai. Sharpe ratio bhi Fund A se kam hai, jisse aapko kam return milta hai. Haan, Fund B ka 1Y return adhik hai, lekin long run mein Fund A behtar hai.
Q3: Which fund is more cost-effective?
Fund A, Axis Liquid Fund, more cost-effective hai. Uska expense ratio 0.11% hai, jo Fund B se kam hai. Haan, Fund B ka AUM adhik hai, lekin expense ratio mein Fund A behtar hai. Chaliye aap Fund A ka election karenge.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price