Axis Liquid Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
20.43%
Aaj hum do aise funds ke beech ka comparison karne wale hain: Axis Liquid Fund aur ICICI Prudential Multi Cap Fund. Ye dono funds Indian investors ke liye achhe investment vikalp hain, lekin inka category aur investment style kafi alag hain. Is article mein hum aapko bataayenge ki kya fund long term mein achha investment vikalp hai aur kya nahi, aur ismein aapko SIP, risk aur cost ka bhi jankari milegi.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | ICICI Prudential |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 934.98 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.99% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.45 |
| Sharpe Ratio | 4.36 | 1.04 |
| 1 Year Return (%) | 6.25% | 6.9% |
| 3 Year Return (%) | 6.98% | 20.43% |
| 5 Year Return (%) | 6.17% | 17.37% |
| Since Launch (%) | 6.86% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.97% |
| Portfolio Turnover | 207% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki ICICI Prudential Multi Cap Fund aapke long term wealth creation ke liye better investment vikalp hai, lekin isse aapko risk lene ki jarurat hogi. Is fund ka 3Y return 20.43% hai, jisse iska 5Y return 17.37% banna hai. Expense ratio bhi 0.99% hai, jo kafi accha hai. Lekin yeh fund ka riskometer very high hai, jisse aapko isse invest karne se pehle jaldi sochne ki jarurat hogi.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Agar aap 10+ years ke liye SIP karne ke vichar rakhte hain, to hum aapko ICICI Prudential Multi Cap Fund ki suggestion deta hain. Is fund ka consistency aur return stability aapke investment ko achha return dega. Lekin aapko yeh bhi dhyan rakhna hoga ki is fund ka riskometer very high hai, jisse aapko isse invest karne se pehle jaldi sochne ki jarurat hogi.
⚠️ Risk & Cost Analysis
Axis Liquid Fund aur ICICI Prudential Multi Cap Fund dono funds mein riskometer aur volatility ki comparison karni hai. Axis Liquid Fund ka riskometer low hai, jisse iska volatility 0.11 hai. Lekin ICICI Prudential Multi Cap Fund ka riskometer very high hai, jisse iska volatility 13.45 banna hai. Sharpe ratio bhi comparison karein to Axis Liquid Fund ka Sharpe ratio 4.36 hai, jo kafi accha hai. Expense ratio bhi Axis Liquid Fund mein 0.11% hai, jo kafi accha hai.
📊 Portfolio Diversification
Axis Liquid Fund aur ICICI Prudential Multi Cap Fund dono funds mein asset allocation aur top holdings concentration ka comparison karni hai. Axis Liquid Fund mein asset allocation CP (53.47%), CD (31.44%), T-Bills (11.86%) aur Debenture (0.88%) mein hai. Lekin ICICI Prudential Multi Cap Fund mein asset allocation Equity (97.97%) mein hai, jo kafi accha hai. Top holdings concentration bhi comparison karein to ICICI Prudential Multi Cap Fund mein top 3 holdings BSE Ltd., Ultratech Cement Ltd. aur Jindal Steel Ltd. hain, jo kafi accha hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Multi Cap Fund aapke long term wealth creation ke liye better investment vikalp hai, lekin isse aapko risk lene ki jarurat hogi. Is fund ka 5Y return 17.37% hai, jo kafi accha hai.
Q2: Is the higher risk fund worth it?
Haan, ICICI Prudential Multi Cap Fund higher risk fund hai, lekin iska Sharpe ratio 1.04 hai, jo kafi accha hai. Lekin aapko yeh bhi dhyan rakhna hoga ki is fund ka riskometer very high hai.
Q3: Which fund is more cost-effective?
Axis Liquid Fund hamesha aapke liye cost-effective hai, lekin iska expense ratio 0.11% hai, jo kafi accha hai. Lekin ICICI Prudential Multi Cap Fund ka expense ratio 0.99% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price