Axis Liquid Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.81%
Yeh article mein hum apne kai investors ke liye do mutual funds ki tareekh ka analysis karenge. Fund A Axis Liquid Fund hai, jo liquid category mein aata hai, jabki Fund B ICICI Prudential Large Cap Fund hai, jo large cap category mein aata hai. Hum apne is article mein in dono funds ki comparison karenge. Dekho, aapko pata chalega ki aapko kis fund mein invest karna chahiye.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | ICICI Prudential |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 117.10 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.43 |
| Sharpe Ratio | 4.36 | 0.73 |
| 1 Year Return (%) | 6.25% | -2.39% |
| 3 Year Return (%) | 6.98% | 14.81% |
| 5 Year Return (%) | 6.17% | 14.18% |
| Since Launch (%) | 6.86% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 17% |
🤖 AI Verdict – Which is Better?
Haan, humne dekha hai ki Fund A ki 3Y return 6.98% hai, jabki Fund B ki 3Y return 14.81% hai. Lekin Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.52% hai. Aur Fund A ka riskometer low hai, jabki Fund B ka riskometer very high hai. Sach ye hai, Fund A aapke liye better investment hoga.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Chaliye, hum SIP ke liye dono funds ki comparison karenge. Fund A ki 1Y return 6.25% hai, jabki Fund B ki 1Y return -2.39% hai. Lekin Fund A ki 3Y return 6.98% hai, jabki Fund B ki 3Y return 14.81% hai. Dekho, Fund A ki consistency aur stability Fund B se jyada hai. Isliye, Fund A aapke liye better SIP hai.
⚠️ Risk & Cost Analysis
Riskometer ke anusar, Fund A ka risk low hai, jabki Fund B ka risk very high hai. Volatility ke hisab se bhi, Fund A ka risk Fund B se jyada kam hai. Sharpe ratio ke anusar, Fund A ka risk-adjusted return Fund B se jyada accha hai. Isliye, Fund A aapke liye better investment hai.
📊 Portfolio Diversification
Chaliye, hum dono funds ki asset allocation aur top holdings ki comparison karenge. Fund A ki asset allocation CP (53.47%), CD (31.44%), T-Bills (11.86%), aur Debenture (0.88%) mein hai. Jabki Fund B ki asset allocation Equity (96.00%) aur T-Bills (4.00%) mein hai. Isliye, Fund A ki asset allocation Fund B se jyada diversified hai. Aur Fund A ki top holdings ki concentration bhi Fund B se kam hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ki 5Y return 14.18% hai, jabki Fund A ki 5Y return 6.17% hai. Isliye, Fund B Fund A se better returns deta hai.
Q2: Is the higher risk fund worth it?
Answer: Volatility ke hisab se, Fund B ka risk Fund A se jyada hai. Lekin Sharpe ratio ke anusar, Fund B ka risk-adjusted return Fund A se kam hai. Isliye, Fund B ka higher risk aapke liye nahi hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.52% hai. Isliye, Fund A Fund B se cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price