Axis Liquid Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Dekho, aaj hum dusre do mutual funds ka comparison karne ja rahe hain - Axis Liquid Fund aur HSBC Mutual Fund Large Cap Fund. Ye donon funds ek aur doosre category mein aate hain. Axis Liquid Fund Liquid category ka hai, jabki HSBC Mutual Fund Large Cap Fund Large Cap category ka hai. Is report mein hum dono funds ka analysis karke pata karenge ki dono fund jaise hain aur kis fund mein investment karna thik rahega.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | HSBC Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.46 |
| Sharpe Ratio | 4.36 | 0.72 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 18% |
🤖 AI Verdict – Which is Better?
Haan, aage chaliye. Hum dono funds ka analysis karke dekhe hain ki dono fund jaise hain. 3Y return ka dhyaan rakhkar, expense ratio aur riskometer ka dhyaan rakhkar, hum yeh samjh sakte hain ki HSBC Mutual Fund Large Cap Fund long-term wealth creation ke liye thoda behtar hai. Iska reason hai ki yeh fund 3Y return mein 14.7% return hai, jabki Axis Liquid Fund 6.98% return hai. Lekin, expense ratio ke hisaab se, Axis Liquid Fund behtar hai, kyunki yeh expense ratio 0.11% hai, jabki HSBC Mutual Fund Large Cap Fund 0.52% expense ratio hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Hum dono funds ka analysis karke dekhe hain ki dono fund jaise hain. SIP ka liye, hum dono funds ke 1Y return ka dhyaan rakhenge. Lekin, yeh yeh hai ki hum dono funds ka analysis karke dekhe hain ki dono fund jaise hai. Axis Liquid Fund thoda behtar hai, kyunki yeh 1Y return mein 6.25% return hai, jabki HSBC Mutual Fund Large Cap Fund -4.02% return hai.
⚠️ Risk & Cost Analysis
Haan, aage chaliye. Hum dono funds ka analysis karke dekhe hain ki dono fund jaise hain. Riskometer ka dhyaan rakhkar, hum dekhe hain ki HSBC Mutual Fund Large Cap Fund Very High riskometer ka hai, jabki Axis Liquid Fund Low riskometer ka hai. Volatility ka dhyaan rakhkar, hum dekhe hain ki HSBC Mutual Fund Large Cap Fund 11.46 volatility ka hai, jabki Axis Liquid Fund 0.11 volatility ka hai. Sharpe ratio ka dhyaan rakhkar, hum dekhe hain ki Axis Liquid Fund 4.36 Sharpe ratio ka hai, jabki HSBC Mutual Fund Large Cap Fund 0.72 Sharpe ratio ka hai.
📊 Portfolio Diversification
Haan, aage chaliye. Hum dono funds ka analysis karke dekhe hain ki dono fund jaise hain. Asset allocation ka dhyaan rakhkar, hum dekhe hain ki Axis Liquid Fund 53.47% CP, 31.44% CD, 11.86% T-Bills, aur 4.23% Bonds/NCD mein invest karta hai, jabki HSBC Mutual Fund Large Cap Fund 96.00% equity aur 4.00% T-Bills mein invest karta hai. Top holdings concentration ka dhyaan rakhkar, hum dekhe hain ki HSBC Mutual Fund Large Cap Fund HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein 22.18% investment karta hai, jabki Axis Liquid Fund Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. mein 9.73% investment karta hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, yeh samajh mein aata hai ki HSBC Mutual Fund Large Cap Fund long-term wealth creation ke liye thoda behtar hai. Iska reason hai ki yeh fund 3Y return mein 14.7% return hai.
Q2: Is the higher risk fund worth it?
Lekin, yeh yeh hai ki HSBC Mutual Fund Large Cap Fund Very High riskometer ka hai, jabki Axis Liquid Fund Low riskometer ka hai. Volatility ka dhyaan rakhkar, hum dekhe hain ki HSBC Mutual Fund Large Cap Fund 11.46 volatility ka hai, jabki Axis Liquid Fund 0.11 volatility ka hai.
Q3: Which fund is more cost-effective?
Haan, yeh samajh mein aata hai ki Axis Liquid Fund expense ratio 0.11% hai, jabki HSBC Mutual Fund Large Cap Fund 0.52% expense ratio hai, jisse Axis Liquid Fund behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price