Axis Liquid Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
20.86%
Chaliye, dekho main aapko Fund A aur Fund B ki comparison karta hoon. Fund A, Axis Liquid Fund, ek Liquid category ka fund hai, jabki Fund B, Groww Mutual Fund Multi Cap Fund, ek Multi Cap category ka fund hai. Yeh comparison aapko pata chalayega ki aap ke pass konsa fund hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Groww Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 19.01 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.95 |
| Sharpe Ratio | 4.36 | 1.11 |
| 1 Year Return (%) | 6.25% | 5.23% |
| 3 Year Return (%) | 6.98% | 20.86% |
| 5 Year Return (%) | 6.17% | 0.27% |
| Since Launch (%) | 6.86% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 207% | 26% |
🤖 AI Verdict – Which is Better?
Haan, yeh to bahut acha fund hai lekin sach ye hai, long-term mein Fund A aapke liye bhi accha fund ho sakta hai. Aapko dekhna hoga ki Fund A ka 3Y return 6.98% hai, jo ki bada return hai. Lekin, expense ratio bhi 0.11% hai, jo thoda kam hai. Riskometer bhi low hai, jo aapko behtar security ki guarantee deta hai. To, Fund A aapke liye better fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP ke liye, Fund A achha fund hai. Iska reason yeh hai ki Fund A ka return stability kam hai, jisse aapko behtar return milega. Lekin, Fund B ka return bhi kam hai, jo aapko SIP ke liye thoda problem deta hai. Chaliye, Fund A ke liye SIP karein.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, Fund A accha fund hai. Yeh fund low riskometer aur 0.11% volatility ke saath aaya hai. Sharpe ratio bhi 4.36 hai, jo Fund A ko behtar fund banana hai. Expense ratio bhi 0.11% hai, jo Fund A ko behtar fund banaata hai. To, Fund A aapke liye behtar fund hai.
📊 Portfolio Diversification
Portfolio ke liye, Fund A accha fund hai. Yeh fund 53.47% CP, 31.44% CD, aur 11.86% T-Bills ke saath aaya hai. T-Bills aur CD ke saath, yeh fund aapke paisa ko theek tarah se invest karta hai. Lekin, Fund B ka portfolio 97.00% Equity aur 3.00% T-Bills ke saath aaya hai, jo aapke paisa ko kam security ke saath invest karta hai. To, Fund A ke liye portfolio diversification acchi hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.17% hai, jo Fund B ka 5Y return 0.27% se bada hai. To, Fund A long-term mein aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk fund hai, lekin yeh fund aapke liye behtar investment option ho sakta hai. Volatility 12.95 hai, jo Fund A se bada hai, lekin Sharpe ratio 1.11 hai, jo Fund A se kam hai. To, yeh fund aapke liye behtar option hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.11% hai, jo Fund B ka expense ratio 1.68% se kam hai. To, Fund A aapke liye behtar cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price