Axis Liquid Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.93%
Ab aap log dekhte hain, Fund A aur Fund B dono hi liquid category mein hai. Yeh article aapko bataega ki dono fund mein investment karna achha hai ya nahi, aur aapko kis fund mein invest karna chahiye. Dekhiye!
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Groww Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 5622.79 |
| AUM (₹ Cr) | 5.16 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 4.36 | 3.91 |
| 1 Year Return (%) | 6.25% | 6.17% |
| 3 Year Return (%) | 6.98% | 6.93% |
| 5 Year Return (%) | 6.17% | 6.11% |
| Since Launch (%) | 6.86% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 203% |
🤖 AI Verdict – Which is Better?
yeh dono fund low riskometer ke sath hai, lekin Fund A ka 3Y return 6.98% hai, jo ki Fund B se thoda zyada hai. Expense ratio bhi Fund A ka thoda kam hai, 0.11% versus Fund B ka 0.12%. Isliye, hamara verdict hai ki Fund A better fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
Agar aap monthly SIP ke liye 10+ saal ki plan kar rahe hain, to Fund A better fund hai. Fund A ka return stability Fund B se zyada hai, aur consistency bhi Fund A ka thoda zyada hai. Isliye, Fund A ko aapka SIP ke liye chun sakte hain.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke bare mein batayenge. Fund A ka riskometer low hai, lekin volatility Fund B ka thoda kam hai. Sharpe ratio bhi Fund A ka thoda zyada hai, 4.36 versus Fund B ka 3.91. Expense ratio bhi Fund A ka thoda kam hai, 0.11% versus Fund B ka 0.12%. Isliye, Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke bare mein batayenge. Fund A ka asset allocation CP, CD, aur T-Bills mein hai, jo ki Fund B se alag hai. Top holdings concentration bhi Fund A ka thoda zyada hai, lekin sector risk bhi Fund A ka thoda zyada hai. Isliye, Fund B ka asset allocation aur top holdings concentration Fund A se better hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 6.17% hai, jo ki Fund B se thoda kam hai. Lekin, Fund A ka 3Y return 6.98% hai, jo ki Fund B se zyada hai. Isliye, Fund B ka long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka volatility Fund A ke sath sabse kam hai, lekin Sharpe ratio Fund A ka zyada hai. Isliye, Fund B ka higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.11% hai, jo ki Fund B ka 0.12% se kam hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price