Axis Liquid Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Aapko ye pata hai ki hum do fund compare karne wale hain. Fund A Axis Liquid Fund hai jo liquid category mein aata hai aur Fund B Groww Mutual Fund Large Cap Fund hai jo large cap category mein aata hai. Aaj hum jaanege ki ye do fund kis tarah se compare hote hain aur kis fund se aapko long-term wealth creation ke liye fatwa milega.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Groww Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.05 |
| Sharpe Ratio | 4.36 | 0.63 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 33% |
🤖 AI Verdict – Which is Better?
Humne dekha hai ki Fund B Groww Mutual Fund Large Cap Fund aapko long-term wealth creation ke liye better fund hai. Iska reason hai ki yeh fund 3Y return mein 14.7% ka return deta hai, jiska 5Y return 12.03% hai. Expense ratio bhi kam hai, 0.52%. Fund A Axis Liquid Fund ki 3Y return 6.98% hai, jiska expense ratio 0.11% hai. Riskometer bhi Fund B ka hai, Very High.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Koi bhi fund monthly SIP ke liye sahi hai, lekin hum dekhe hain ki Fund A Axis Liquid Fund monthly SIP ke liye better hai. Iska reason hai ki yeh fund consistent return deti hai aur risk bhi kam hai. Fund B Groww Mutual Fund Large Cap Fund ki return stable nahi hai aur risk bhi jyada hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sab kuch mein Fund A Axis Liquid Fund better hai. Fund A ka riskometer Low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai aur expense ratio 0.11% hai. Fund B Groww Mutual Fund Large Cap Fund ki volatility 13.05 hai, Sharpe ratio 0.63 hai aur expense ratio 0.52% hai.
📊 Portfolio Diversification
Fund A Axis Liquid Fund ka asset allocation bahut diversified hai. Yeh fund CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD, NCD, Debt aur IRS mein investment karta hai. Fund B Groww Mutual Fund Large Cap Fund ka asset allocation kam diversified hai. Yeh fund Equity aur T-Bills mein investment karta hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B Groww Mutual Fund Large Cap Fund aapko long-term wealth creation ke liye better fund hai. Iska reason hai ki yeh fund 3Y return mein 14.7% ka return deta hai, jiska 5Y return 12.03% hai.
Q2: Is the higher risk fund worth it?
Fund B Groww Mutual Fund Large Cap Fund ka higher risk fund nahi hai. Yeh fund ki volatility 13.05 hai, Sharpe ratio 0.63 hai aur expense ratio 0.52% hai. Fund A Axis Liquid Fund ka riskometer Low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai aur expense ratio 0.11% hai.
Q3: Which fund is more cost-effective?
Fund A Axis Liquid Fund fund A aapko more cost-effective hai. Iska reason hai ki yeh fund ki expense ratio 0.11% hai. Fund B Groww Mutual Fund Large Cap Fund ki expense ratio 0.52% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price