Axis Liquid Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Chaliye dekho, Fund A aur Fund B dono Liquid aur Large Cap Category mein hai. Aaj hum Fund A Axis Liquid Fund aur Fund B Franklin Templeton Large Cap Fund ka comparison karenge. Fund A Liquid Category mein hai, jabki Fund B Large Cap Category mein hai. Dekhenge ki dono fundon mein kya similarity aur difference hai, aur kis fund mein investment karna hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Franklin Templeton |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.76 |
| Sharpe Ratio | 4.36 | 0.64 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund selection long-term wealth creation ke liye bahut important hai. Fund A ka 3Y return 6.98% hai, jabki Fund B ka 3Y return 14.7% hai. Lekin Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.52% hai. Riskometer aur volatility ke hisaab se Fund A kam risk vala hai. Haan, Fund A hi Fund B ki comparison mein better fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP (Systematic Investment Plan) kis liye hai? SIP monthly investment karna hai, aur long-term return chahiye. Fund A aur Fund B dono mein SIP karna hai, lekin Fund A ka consistency aur return stability Fund B ke compared to bahut achha hai. Dekhna yeh hai ki Fund A monthly SIP karenge to kitna return milega.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio kis liye hote hain? Fund A ka riskometer Low hai, jabki Fund B ka riskometer Very High hai. Volatility ke hisaab se Fund A ka Sharpe ratio 4.36 hai, jabki Fund B ka Sharpe ratio 0.64 hai. Expense ratio ke hisaab se Fund A kam expensive hai. Haan, Fund A ki risk-adjusted returns Fund B ki compared to bahut achhi hai.
📊 Portfolio Diversification
Portfolio diversification kis liye hai? Fund A aur Fund B dono mein asset allocation aur top holdings concentration ka comparison karenge. Fund A mein asset allocation CP, CD, T-Bills, Debenture, aur Money Mkt hai. Fund B mein asset allocation Equity aur T-Bills hai. Top holdings concentration ke hisaab se Fund A mein Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. hai. Fund B mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Haan, Fund A ka asset allocation aur portfolio diversification Fund B ki compared to bahut achha hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run mein Fund B ka 5Y return 12.03% hai, aur Fund A ka 5Y return 6.17% hai. Haan, Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility ke hisaab se Fund B ka volatility 12.76 hai, aur Fund A ka volatility 0.11 hai. Sharpe ratio ke hisaab se Fund B ka Sharpe ratio 0.64 hai, aur Fund A ka Sharpe ratio 4.36 hai. Haan, Fund A ki risk-adjusted returns Fund B ki compared to bahut achhi hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se Fund A ka expense ratio 0.11% hai, aur Fund B ka expense ratio 0.52% hai. Haan, Fund A Fund B ki compared to cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price