Axis Liquid Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.63%
Dekho, aaj hum do different types of funds ka comparison karne ja rahe hain - Axis Liquid Fund aur Franklin Templeton Flexi Cap Fund. Ye donon fund ek-ek kar kare hain, lekin ve alag-alag category mein hain. Ye article mein hum fund A aur fund B ka comparison karke pata karenge ki konsa fund long-term wealth creation ke liye better hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Franklin Templeton |
| Category | Liquid | Flexi Cap |
| NAV (₹) | 3096.85 | 110.79 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.96% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.27 |
| Sharpe Ratio | 4.36 | 0.57 |
| 1 Year Return (%) | 6.25% | -2.38% |
| 3 Year Return (%) | 6.98% | 14.63% |
| 5 Year Return (%) | 6.17% | 12.31% |
| Since Launch (%) | 6.86% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 207% | 48% |
🤖 AI Verdict – Which is Better?
Humare analysis ke anusaar, fund A (Axis Liquid Fund) better hai fund B (Franklin Templeton Flexi Cap Fund) ke liye long-term wealth creation ke liye. Fund A ka 3Y return 6.98% hai, jo fund B ka 3Y return 14.63% se kam hai. Sath hi, fund A ka expense ratio 0.11% hai, jo fund B ka expense ratio 0.96% se kam hai. Chaliye, hum kuch aur points dekhte hain.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Haan, SIP suitability ke like, Fund A better hai fund B ke liye. Fund A ka 3Y return consistent hai, lekin fund B ka return 1Y mein -2.38% tha. Isliye, fund A ka SIP 10+ saal ke liye better hai.
⚠️ Risk & Cost Analysis
Lekin, fund B ka riskometer very high hai, lekin sharpe ratio 0.57 hai. Fund A ka riskometer low hai, lekin sharpe ratio 4.36 hai. Isliye, fund A better hai fund B ke liye risk-adjusted returns ke liye.
📊 Portfolio Diversification
Portfolio diversification ke liye, fund A ka asset allocation bahut diversified hai, lekin fund B ka asset allocation equity mein bahut jyada hai. Fund A mein top holdings reserve bank of India, national bank for agriculture & rural development, aur reliance jio infocomm Ltd. hain. Isliye, fund A ka portfolio diversification better hai fund B ke liye.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return 6.17% hai, jo fund B ka 5Y return 12.31% se kam hai.
Q2: Is the higher risk fund worth it?
Haan, lekin fund B ka volatility 14.27 hai, jo fund A ke volatility 0.11 se bahut jyada hai. Sharpe ratio ke liye, fund A ka sharpe ratio 4.36 hai, jo fund B ka sharpe ratio 0.57 se kam hai.
Q3: Which fund is more cost-effective?
Haan, fund A ka expense ratio 0.11% hai, jo fund B ka expense ratio 0.96% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price