Axis Liquid Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Aaj hum do mutual fund schemes ke beech comparison karne ja rhe hain - Axis Liquid Fund aur Edelweiss Mutual Fund Large Cap Fund. In dono funds ke categories aur performance ka analysis karega. Dekho, fund A kya hai aur fund B kya hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.9 |
| Sharpe Ratio | 4.36 | 0.64 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 32% |
🤖 AI Verdict – Which is Better?
Haan, let's see. Fund A Axis Liquid Fund hai, jo Liquid category ka hai. Iska 3Y return 6.98% hai, expense ratio 0.11% hai, aur riskometer Low hai. Fund B Edelweiss Mutual Fund Large Cap Fund hai, jo Large Cap category ka hai. Iska 3Y return 14.7% hai, lekin expense ratio 0.52% hai, aur riskometer Very High hai.
Sach ye hai, long-term wealth creation ke liye Fund B kuch bhi nahi hai. Fund A ka 3Y return bahut accha hai, aur expense ratio bahut kam hai. Riskometer bhi Low hai, jisse iski risk bhi kam hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Chaliye, SIP ke liye kya hai? Dekho, Fund A ka 1Y return 6.25% hai, aur 3Y return 6.98% hai. Iska volatility bhi bahut kam hai, 0.11% hai. Fund B ka 1Y return -4.02% hai, aur 3Y return 14.7% hai. Iska volatility bhi bahut jyada hai, 12.9 hai.
SIP ke liye Fund A kuch bhi nahi hai. Iska return stable hai, aur volatility bahut kam hai. Isliye, Fund A SIP ke liye perfect hai.
⚠️ Risk & Cost Analysis
Chaliye, risk aur cost ke liye kya hai? Dekho, Fund A ka riskometer Low hai, aur volatility 0.11% hai. Sharpe ratio bhi bahut accha hai, 4.36 hai. Expense ratio bhi kam hai, 0.11% hai. Fund B ka riskometer Very High hai, aur volatility 12.9 hai. Sharpe ratio bhi bahut kam hai, 0.64 hai. Expense ratio bhi bahut jyada hai, 0.52% hai.
Sach ye hai, Fund A me risk-adjusted returns bahut accha hai. Iska riskometer Low hai, aur volatility bahut kam hai. Sharpe ratio bhi bahut accha hai, jisse iska return bahut accha hai.
📊 Portfolio Diversification
Chaliye, portfolio diversification ke liye kya hai? Dekho, Fund A ka asset allocation CP 53.47% hai, CD 31.44% hai, aur T-Bills 11.86% hai. Top 3 holdings Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. hai. Fund B ka asset allocation Equity 96.00% hai, aur T-Bills 4.00% hai. Top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai.
Sach ye hai, Fund A ka asset allocation bahut diversified hai. Isme CP, CD, aur T-Bills sabhi hai. Top holdings bhi bahut kam concentration hai. Fund B ka asset allocation bahut kam diversified hai. Isme Equity aur T-Bills hi hai. Top holdings bhi bahut jyada concentration hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Chaliye, long run ke liye Fund A bahut accha hai. Iska 3Y return 6.98% hai, aur 5Y return 6.17% hai. Iska expense ratio bhi kam hai, 0.11% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk fund hai, lekin iska Sharpe ratio bahut kam hai, 0.64 hai. Isliye, risk-adjusted returns Fund A me bahut accha hai.
Q3: Which fund is more cost-effective?
Chaliye, Fund A ka expense ratio 0.11% hai, aur Fund B ka expense ratio 0.52% hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price