Axis Liquid Fund vs DSP Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.77%
Chaliye, aaj humein do liquid fundon ki comparison karne mein milna hai - Axis Liquid Fund aur DSP Mutual Fund Liquid Fund. Dono funds ki category hai liquid aur aapko pata chalne ki kis se kya faayda hai, dekho.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BDSP Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | DSP Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 89.77 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.30 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.12 |
| Sharpe Ratio | 4.36 | 2.25 |
| 1 Year Return (%) | 6.25% | 2.95% |
| 3 Year Return (%) | 6.98% | 6.77% |
| 5 Year Return (%) | 6.17% | 5.92% |
| Since Launch (%) | 6.86% | 6.91% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 243% |
🤖 AI Verdict – Which is Better?
Haan, to long-term wealth creation ke liye, hamara verdict hai ki Axis Liquid Fund bhi bhi better hai, kyonki yeh 3Y me 6.98% return deta hai, jab ki DSP Mutual Fund Liquid Fund 6.77% return deta hai. Lekin expense ratio ke liye, DSP Mutual Fund Liquid Fund bhi better hai, lekin riskometer ke liye, Axis Liquid Fund hai better. Sach ye hai, dono funds mein low risk hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider DSP Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.77%
- AUM: 3.30 Lac Cr
- Sharpe Ratio: 2.25
📈 SIP Suitability
Chaliye, SIP suitability ke liye, humein dono funds ki consistency aur return stability ko compare karna hai. Axis Liquid Fund 5Y me 6.17% return deta hai, jab ki DSP Mutual Fund Liquid Fund 5.92% return deta hai. Haan, to Axis Liquid Fund isme better hai.
⚠️ Risk & Cost Analysis
Lekin, riskometer ke liye, DSP Mutual Fund Liquid Fund bhi better hai, kyonki yeh 0.12 volatility se ghata raha hai, jab ki Axis Liquid Fund 0.11 volatility se ghata raha hai. Lekin, Sharpe ratio ke liye, Axis Liquid Fund 4.36 se ghata raha hai, jab ki DSP Mutual Fund Liquid Fund 2.25 se ghata raha hai, lekin expense ratio ke liye, DSP Mutual Fund Liquid Fund 0.12% se ghata raha hai, jab ki Axis Liquid Fund 0.11% se ghata raha hai. Sach ye hai, dono funds mein low risk hai.
📊 Portfolio Diversification
Chaliye, portfolio diversification ke liye, humein dono funds ki asset allocation aur top holdings concentration ko compare karna hai. Axis Liquid Fund me CP: 53.47%, CD: 31.44%, T-Bills: 11.86%, lekin DSP Mutual Fund Liquid Fund me T-Bills: 65.00%, CD: 20.00%, CP: 10.00% hai. Haan, to Axis Liquid Fund isme better hai, lekin sector risk ke liye, DSP Mutual Fund Liquid Fund bhi better hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
DSP Mutual Fund Liquid Fund
₹859377.44
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Liquid Fund 5Y me 6.17% return dete hai, jab ki DSP Mutual Fund Liquid Fund 5.92% return deta hai, to Axis Liquid Fund isme better hai.
Q2: Is the higher risk fund worth it?
DSP Mutual Fund Liquid Fund ka volatility 0.12 hai, jab ki Axis Liquid Fund ka volatility 0.11 hai, lekin Sharpe ratio ke liye, Axis Liquid Fund 4.36 se ghata raha hai, jab ki DSP Mutual Fund Liquid Fund 2.25 se ghata raha hai, to DSP Mutual Fund Liquid Fund isme better hai.
Q3: Which fund is more cost-effective?
DSP Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jab ki Axis Liquid Fund ka expense ratio 0.11% hai, to DSP Mutual Fund Liquid Fund isme better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price