Axis Liquid Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Ab aapko do mutual funds ke beech ka comparison mil jayega. Fund A Axis Liquid Fund hai, jo liquid category mein aata hai. Fund B DSP Mutual Fund Large Cap Fund hai, jo large cap category mein aata hai. Dekho, kitne fund dono aise hain jo aapke paiso ko safal bana sakte hain. Is article mein hum aapko fund A aur fund B ke beech ka comparison karne wale hain.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | DSP Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.97 |
| Sharpe Ratio | 4.36 | 0.69 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 23% |
🤖 AI Verdict – Which is Better?
Haan, Fund A Axis Liquid Fund aur Fund B DSP Mutual Fund Large Cap Fund dono mein se humko ek fund chahiye jo aapke long term ke liye accha hai. Lekin, humne dekha hai ki fund A ka 3Y return 6.98% hai jo fund B ka 14.7% se adhik hai. Sath hi, fund A ka expense ratio 0.11% hai jo fund B ka 0.52% se kam hai. Chaliye, hum apne liye fund A ko accha fund samjhte hain.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye, humko ek fund chahiye jo aapko stable return de. Fund A Axis Liquid Fund aur fund B DSP Mutual Fund Large Cap Fund mein se fund A ka 1Y return 6.25% hai jo fund B ka -4.02% se adhik hai. Sath hi, fund A ka consistency aisa hai jo aapko 10+ saal tak aapke paiso ko safal banane mein madad karega.
⚠️ Risk & Cost Analysis
Riskometer se, hum jaante hain ki fund A risk meter par low hai jo fund B ka high risk meter se kam hai. Sath hi, fund A ka volatility 0.11 hai jo fund B ka 11.97 se kam hai. Sharpe ratio se, hum jaante hain ki fund A ka sharpe ratio 4.36 hai jo fund B ka 0.69 se adhik hai. Dekho, fund A aapke paiso ko behtar risk-adjusted returns de raha hai.
📊 Portfolio Diversification
Asset allocation se, hum jaante hain ki fund A ka asset allocation 53.47% CP, 31.44% CD, aur 11.86% T-Bills mein hai. Fund B ka asset allocation 96% equity mein hai. Chaliye, fund A ka asset allocation aapko behtar diversification de raha hai. Sath hi, fund A ka top holdings concentration bhi kam hai jo fund B ka sector risk se kam hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, fund A Axis Liquid Fund ki 5Y return 6.17% hai aur 3Y return 6.98% hai jo fund B DSP Mutual Fund Large Cap Fund ki 5Y return 12.03% aur 3Y return 14.7% se kam hai. Lekin, fund A ki chhota risk hai jo fund B ki high risk se kam hai.
Q2: Is the higher risk fund worth it?
Haan, fund B DSP Mutual Fund Large Cap Fund ka high risk hai jo fund A Axis Liquid Fund ki low risk se zyada hai. Lekin, fund B ka Sharpe ratio 0.69 hai jo fund A ki 4.36 se kam hai. Sath hi, fund B ka volatility 11.97 hai jo fund A ka 0.11 se zyada hai. Chaliye, fund B ka high risk fund hai jo aapko behtar return de sakta hai lekin aapko aapke paiso ko jaldi nahi milega.
Q3: Which fund is more cost‑effective?
Haan, fund A Axis Liquid Fund ka expense ratio 0.11% hai jo fund B DSP Mutual Fund Large Cap Fund ka 0.52% se kam hai. Sath hi, fund A ka exit load bhi kam hai jo fund B ka exit load se zyada hai. Dekho, fund A aapke paiso ko behtar cost-effectively de raha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price