Axis Liquid Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.96%
Chaliye, dekho, main aaj aapko do aam fund ke beech ka comparison karunga: Axis Liquid Fund aur Canara Robeco Liquid Fund. Aapko yeh jaannewala hoga ki yeh do fund kya category mein aate hain, unke returns kya hain, aur yeh dono fund aapke investment ke liye kaisa hain.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Canara Robeco |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 3337.33 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 4.36 | 4.18 |
| 1 Year Return (%) | 6.25% | 6.22% |
| 3 Year Return (%) | 6.98% | 6.96% |
| 5 Year Return (%) | 6.17% | 6.13% |
| Since Launch (%) | 6.86% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 223% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, Axis Liquid Fund, long-term wealth creation ke liye better hai. Iska 3Y return 6.98% hai, expense ratio 0.11% hai, aur riskometer Low hai. Haan, yeh ek chhoti si fund hai, lekin yeh aapke investment ke liye ek accha chunav hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
Agar aapko SIP ka liya 10+ saal ka plan hai, to Fund A, Axis Liquid Fund, better hai. Iska 5Y return 6.17% hai, aur expense ratio 0.11% hai, jo ki Canara Robeco Liquid Fund ke 5Y return 6.13% aur expense ratio 0.12% se kam hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, Fund A, Axis Liquid Fund, better hai. Iska riskometer Low hai, aur volatility 0.11 hai, jiski sharpe ratio 4.36 hai. Haan, Canara Robeco Liquid Fund ka riskometer bhi Low hai, lekin uska volatility bhi 0.11 hai, aur sharpe ratio 4.18 hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, Fund A, Axis Liquid Fund, better hai. Iska asset allocation CP: 53.47%, CD: 31.44%, aur T-Bills: 11.86% hai, jo ki Canara Robeco Liquid Fund ka asset allocation T-Bills: 65.00%, CD: 20.00%, aur CP: 10.00% se adhik diversified hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A, Axis Liquid Fund, ki 5Y return 6.17% hai, jo ki Fund B, Canara Robeco Liquid Fund, ki 5Y return 6.13% se jyada hai.
Q2: Is the higher risk fund worth it?
Answer: N/A, kyonki dono fund ki volatility ek hi hai, aur dono fund ka riskometer Low hai.
Q3: Which fund is more cost-effective?
Answer: Fund A, Axis Liquid Fund, hai, kyunki iska expense ratio 0.11% hai, jo ki Fund B, Canara Robeco Liquid Fund, ka expense ratio 0.12% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price