Axis Liquid Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.62%
Aapke paas do fund hain, ek liquid aur ek large cap. Ye donon fund aapke pehle se hi seva mein hain, lekin sach ye hai ki aapko unki aavashyakta kiya hai. Aaj hum apne readers ko Fund A, Axis Liquid Fund aur Fund B, Baroda BNP Paribas Large Cap Fund ke beech kuch pramukh vichar degay hain. Dekho kis fund ki kya aavashyakta hai aur kya features hai jo aapko aapke investment ke liye upyukt banayenge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Baroda BNP Paribas |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 251.36 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.08 |
| Sharpe Ratio | 4.36 | 0.62 |
| 1 Year Return (%) | 6.25% | -0.15% |
| 3 Year Return (%) | 6.98% | 14.62% |
| 5 Year Return (%) | 6.17% | 11.06% |
| Since Launch (%) | 6.86% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 34% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund B, Baroda BNP Paribas Large Cap Fund, 3Y return aur expense ratio ke mukabale Fund A, Axis Liquid Fund se behtar hai. Haan, Fund A ka riskometer low hai, lekin Fund B ka 3Y return 14.62% hai, jo Fund A ka 6.98% se adhik hai. Lekin, kya Fund B ka riskometer Very High hai? Haan, hai. Isliye, hum apne readers ko Fund B ki jaanakar hamesha risk ki zaroorat hai aur nahi ki aap kisi bhi fund mein 10+ saal ke liye SIP lagayen.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Sach ye hai ki Fund A, Axis Liquid Fund, kisi bhi adhik samay ke liye SIP ke liye upyukt hai. Iska 1Y, 3Y aur 5Y return bahut hi stable hai. Haan, Fund B ka 1Y return -0.15% hai, lekin yah fund 10+ saal ke liye SIP ke liye upyukt hai. Iska 3Y aur 5Y return bahut hi accha hai. Lekin, kya aap is risk ko le sakte hain? Isliye, hum apne readers ko Fund A ka hi SIP lagane ke liye sujhav degay hain.
⚠️ Risk & Cost Analysis
Sach ye hai ki Fund A ka riskometer low hai aur expense ratio 0.11% hai. Haan, Fund B ka riskometer Very High hai aur expense ratio 0.52% hai. Isliye, Fund A aapke liye risk-adjusted returns ke liye upyukt hai. Lekin, Fund B ka Sharpe ratio 0.62 hai, jo Fund A ka 4.36 se kam hai. Isliye, hum apne readers ko Fund A ka hi chayan karein.
📊 Portfolio Diversification
Sach ye hai ki Fund A, Axis Liquid Fund, apne asset allocation mein bahut hi accha hai. Iska CP, CD, T-Bills aur Debenture ka asset allocation 53.47%, 31.44%, 11.86% aur 0.88% hai. Haan, Fund B ka asset allocation bahut hi ek-sided hai, jismein Equity aur T-Bills ka asset allocation 96.00% aur 4.00% hai. Isliye, hum apne readers ko Fund A ka hi chayan karein.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B, Baroda BNP Paribas Large Cap Fund, 5Y return ke mukabale Fund A, Axis Liquid Fund se behtar hai, jiska 5Y return 11.06% hai, jo Fund A ka 6.17% se adhik hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka Sharpe ratio 0.62 hai, jo Fund A ka 4.36 se kam hai. Isliye, Fund B ka higher risk fund worth hai, lekin aapko risk ki zaroorat hai.
Q3: Which fund is more cost-effective?
Answer: Fund A, Axis Liquid Fund, expense ratio ke mukabale Fund B, Baroda BNP Paribas Large Cap Fund se more cost-effective hai, jiska expense ratio 0.11% hai, jo Fund B ka 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price