Axis Liquid Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Ab aap logon ko hum ek bahut hi mahatvapurn comparison ke bare mein batane ja rahe hain. Ye dono funds, Axis Liquid Fund aur Bandhan Mutual Fund Large Cap Fund, kai tarah se alag hain lekin aapko pata chalega ki kis fund ko kis tarike se chunna chahiye. Dekho, hum aapko is comparison ke madhyam se, 3Y return, expense ratio, aur risk ke madhyam se long-term wealth creation ke liye kis fund better hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Bandhan Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.11 |
| Sharpe Ratio | 4.36 | 0.68 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 24% |
🤖 AI Verdict – Which is Better?
Haan, aapko pata chalega ki Bandhan Mutual Fund Large Cap Fund 3Y return mein 14.7% ki kami nahi karta hai, lekin expense ratio kam hai. Lekin agar aap long-term wealth creation ke liye fund chun rahe hain, to Axis Liquid Fund better hai, kyunki riskmeter low hai aur expense ratio bhi kam hai. Sach ye hai, Axis Liquid Fund aapke long-term wealth creation ke liye better fund hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Chaliye, aapko pata chalega ki sip ke liye kis fund better hai. Dekho, Bandhan Mutual Fund Large Cap Fund ki 3Y return mein bahut jatilatav hai, lekin axis liquid fund ki 3Y return bahut sthir hai. Lekin agar aap monthly sip ke liye fund chun rahe hain, to Axis Liquid Fund better hai, kyunki return stability aur consistency dono mein bahut achhi hai.
⚠️ Risk & Cost Analysis
Ab dekho, aapko pata chalega ki riskometer, volatility, sharpe ratio, aur expense ratio ke madhyam se kis fund better hai. Lekin haan, Axis Liquid Fund ki riskometer low hai, volatility bhi kam hai, aur expense ratio bhi kam hai. Lekin sharpe ratio Bandhan Mutual Fund Large Cap Fund ke liye bahut accha hai. Sach ye hai, Axis Liquid Fund risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Chaliye, aapko pata chalega ki asset allocation aur top holdings concentration ke madhyam se kis fund better hai. Dekho, Axis Liquid Fund ki asset allocation bahut diversified hai, lekin Bandhan Mutual Fund Large Cap Fund ki top holdings concentration bahut jatil hai. Lekin haan, Bandhan Mutual Fund Large Cap Fund ki asset allocation mein equity bahut jyada hai, jisse sector risk bhi badh sakta hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Liquid Fund ki 5Y aur 3Y return mein 6.98% aur 6.17% hai, jo Bandhan Mutual Fund Large Cap Fund ki 5Y aur 3Y return se zyada hai. Lekin Bandhan Mutual Fund Large Cap Fund ki 1Y return kam hai. N/A
Q2: Is the higher risk fund worth it?
Haan, Bandhan Mutual Fund Large Cap Fund ki volatility aur sharpe ratio Bandhan Mutual Fund Large Cap Fund ki risk ko justify karte hain. Lekin Axis Liquid Fund ki riskometer low hai aur expense ratio bhi kam hai.
Q3: Which fund is more cost-effective?
Haan, Axis Liquid Fund ki expense ratio Bandhan Mutual Fund Large Cap Fund se kam hai. Lekin exit load ke bare mein nhi diya gaya hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price