Axis Liquid Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
17.52%
Aapke paas do funds hain, jinke category bahut alag hain. Fund A ek Liquid fund hai, jabki Fund B ek Small Cap fund hai. Aaj hum aapko dekhenge ki in do funds mein se kiska return long-term meh se achcha hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Axis Mutual Fund |
| Category | Liquid | Small Cap |
| NAV (₹) | 3096.85 | 124.14 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.92% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 17.03 |
| Sharpe Ratio | 4.36 | 0.65 |
| 1 Year Return (%) | 6.25% | 4.52% |
| 3 Year Return (%) | 6.98% | 17.52% |
| 5 Year Return (%) | 6.17% | 18.04% |
| Since Launch (%) | 6.86% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 207% | 12% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum aapko Fund A ko prefer karenge. Iska 3Y return 6.98% hai, jabki Fund B ka 3Y return 17.52% hai. Lekin expense ratio meh se Fund A ka expense ratio 0.11% hai, jabki Fund B ka 0.92% hai. Isliye, hum aapko Fund A ko choose karna suggest karenge.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
Monthly SIP ke liye Fund A aur Fund B dono suitable hai. Lekin, long-term meh se Fund A ka consistency aur return stability meh se bada hai. Isliye, hum aapko Fund A ke liye SIP lagaane ki suggestion denge.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye hum aapko Fund A ko better fund maangte hain. Iska riskometer low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai, aur expense ratio 0.11% hai. Jabki Fund B ka riskometer very high hai, volatility 17.03 hai, Sharpe ratio 0.65 hai, aur expense ratio 0.92% hai. Isliye, Fund A ka return risk-adjusted hai.
📊 Portfolio Diversification
Fund A ka asset allocation CP 53.47%, CD 31.44%, T-Bills 11.86%, Debt 0.09% hai. Jabki Fund B ka asset allocation Equity 88.35% hai, ID 1.76% hai, aur T-Bills 0.55% hai. Isliye, Fund A ka asset allocation meh se diversified hai. Lekin, Fund B ka Equity allocation meh se sector risk hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.17% hai, jabki Fund B ka 5Y return 18.04% hai. Isliye, Fund B ka long-term return Fund A se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher return risk se bhi jude hua hai. Lekin, volatility aur Sharpe ratio ke liye Fund B ka risk-adjusted return Fund A se kam hai. Isliye, aapko Fund B ka risk apne investment ke liye accept karna hoga.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.11% hai, jabki Fund B ka 0.92% hai. Isliye, Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price