Axis Liquid Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
19.19%
Today, humein do hisse ke funds ke beech ki tulna karni hai - Axis Liquid Fund aur Axis Midcap Fund. Ye donon funds different categories mein hain aur unke liye ek alag alag investment strategy ki aavashyakta hai. Is liye, aapko yahan hum yeh janne mein madad karenge ki kis fund mein invest karna hai aur kyun.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Axis Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 3096.85 | 136.27 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.58% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.48 |
| Sharpe Ratio | 4.36 | 0.88 |
| 1 Year Return (%) | 6.25% | 7.41% |
| 3 Year Return (%) | 6.98% | 19.19% |
| 5 Year Return (%) | 6.17% | 16.41% |
| Since Launch (%) | 6.86% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 207% | 12% |
🤖 AI Verdict – Which is Better?
Chaliye hum isse pehle yeh dekhate hain ki kis fund mein invest karna hai. 3Y return, expense ratio aur risk ke according to hum isme ek fund ko behtar mana hain. Haan, yeh hain donon fund ke characteristics, lekin humein ye dekhna hai ki kis fund mein long-term wealth creation hoga. Fund A ki 3Y return 6.98% hai aur expense ratio 0.11% hai. Iske alawa, yeh Low riskometer mein padta hai. Lekin, Fund B ki 3Y return 19.19% hai aur expense ratio 1.58% hai. Iske alawa, yeh Very High riskometer mein padta hai. Sach ye hai, Fund A better hai long-term mein.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, humein consistency aur return stability dikhani hain. Fund A ki consistency choti hai, lekin iska 1Y return 6.25% hai. Iske alawa, yeh Low riskometer mein padta hai. Fund B ki consistency badi hai, lekin iska 1Y return 7.41% hai. Iske alawa, yeh Very High riskometer mein padta hai. Haan, yeh donon fund ke liye SIP karni chahiye, lekin Fund A better hai.
⚠️ Risk & Cost Analysis
Chaliye hum isme donon fund ke riskometer, volatility, Sharpe ratio aur expense ratio ke according check karte hain. Fund A ki riskometer Low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai aur expense ratio 0.11% hai. Iske alawa, yeh Low riskometer mein padta hai. Fund B ki riskometer Very High hai, volatility 14.48 hai, Sharpe ratio 0.88 hai aur expense ratio 1.58% hai. Iske alawa, yeh Very High riskometer mein padta hai. Sach ye hai, Fund A better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Portfolio diversification ke liye, humein asset allocation aur top holdings concentration dekhna hain. Fund A ki asset allocation CP, CD aur T-Bills mein hai, lekin yeh Low riskometer mein padta hai. Iske alawa, yeh Low volatility hai. Fund B ki asset allocation Equity mein hai, lekin yeh Very High riskometer mein padta hai. Iske alawa, yeh High volatility hai. Haan, yeh donon fund ke liye portfolio diversification karni chahiye, lekin Fund A better hai.
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 6.17% hai aur 3Y return 6.98% hai. Iske alawa, yeh Low riskometer mein padta hai. Fund B ki 5Y return 16.41% hai aur 3Y return 19.19% hai. Iske alawa, yeh Very High riskometer mein padta hai. Sach ye hai, Fund A better hai long-term mein.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 14.48 hai aur Sharpe ratio 0.88 hai. Iske alawa, yeh Very High riskometer mein padta hai. Fund A ki volatility 0.11 hai aur Sharpe ratio 4.36 hai. Iske alawa, yeh Low riskometer mein padta hai. Sach ye hai, Fund A better hai.
Q3: Which fund is more cost‑effective?
Fund A ki expense ratio 0.11% hai aur Fund B ki expense ratio 1.58% hai. Iske alawa, yeh donon fund ke liye cost-effective hain, lekin Fund A better hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price