Axis Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
19.68%
Dekho, aaj hum do funds ke beech ki talaash karenge, Axis Liquid Fund aur Axis Bluechip Fund. Dono funds meN kuch aise cheezeN hain jo aapko ek doosre se alag kar dete hain, lekin kya yeh dono aapke long-term wealth creation ke liye sahi hain, yeh jaan lijiye.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Axis Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 18.82 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.34 |
| Sharpe Ratio | 4.36 | 1.16 |
| 1 Year Return (%) | 6.25% | 4.44% |
| 3 Year Return (%) | 6.98% | 19.68% |
| 5 Year Return (%) | 6.17% | 5.62% |
| Since Launch (%) | 6.86% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 16% |
🤖 AI Verdict – Which is Better?
Haan, yeh pata chal gaya hai ki dono funds alag-alag categories meN hain. Chaliye, hum long-term wealth creation ke liye ek fund ko aage badhaate hain. Yeh hai ki 3Y return ke hisaab se Axis Liquid Fund ki performance bahut achhi hai, lekin expense ratio aur risk ek baar dekha jaaye, toh Axis Bluechip Fund hi aage badhta hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
SIP ke liye humein consistency aur return stability ki zaroorat hai. Dono funds meN iske hisaab se Axis Liquid Fund hi aage badhta hai. Yeh fund apne 1Y aur 3Y returns ke hisaab se thoda aur stable hai, jiska matlab hai ki yeh aapke SIP ki nishchit rahegi.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabse aapko fund ke risk-adjusted return ki pahchaan karne meN madad karte hain. Chaliye dekhein, Axis Liquid Fund ki expense ratio 0.11% hai, jo Axis Bluechip Fund ki 1.52% se kam hai. Sharpe ratio bhi 4.36 hai, jo 1.16 se jyada hai. Isliye, yeh pata chal gaya hai ki Axis Liquid Fund aapko better risk-adjusted returns de raha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se humein portfolio ki diversification ki pahchaan karne meN madad milti hai. Chaliye dekhein, Axis Liquid Fund ka asset allocation CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD aur NCD se banta hai, jiska matlab hai ki yeh fund apne asset allocation meN thoda aur diversified hai. Iske ilawa, top holdings concentration bhi kam hai, jo yeh fund ko sector risk se bachata hai. Isi liye, yeh fund portfolio diversification ke hisaab se aage badhta hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki 5Y/3Y returns ke hisaab se Axis Liquid Fund ki performance bahut achhi hai, jiska 5Y return 6.17% hai aur 3Y return 6.98% hai. Isliye, yeh fund aapko long-term wealth creation ke liye bahut accha lagta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se humein fund ke risk-adjusted return ki pahchaan karne meN madad milti hai. Chaliye dekhein, Axis Bluechip Fund ki volatility 11.34 hai, jo Axis Liquid Fund ki 0.11 se kam hai. Iske ilawa, Sharpe ratio bhi 1.16 hai, jo Axis Liquid Fund ka 4.36 se kam hai. Isliye, yeh pata chal gaya hai ki Axis Bluechip Fund aapko better risk-adjusted returns de raha hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se humein fund ki cost-effectiveness ki pahchaan karne meN madad milti hai. Chaliye dekhein, Axis Liquid Fund ki expense ratio 0.11% hai, jo Axis Bluechip Fund ki 1.52% se kam hai. Isliye, yeh pata chal gaya hai ki Axis Liquid Fund aapko cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price