Axis Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
21.36%
Aaj hum dekhein do fundon ka comparison, Axis Liquid Fund aur Axis Bluechip Fund. Ye donon fund SEBI-registered hain aur humein unki comparison karne mein madad karenge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Axis Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 20.09 |
| AUM (₹ Cr) | 5.16 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.32 |
| Sharpe Ratio | 4.36 | 1.31 |
| 1 Year Return (%) | 6.25% | 5.85% |
| 3 Year Return (%) | 6.98% | 21.36% |
| 5 Year Return (%) | 6.17% | 5.92% |
| Since Launch (%) | 6.86% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 16% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hamari rai hai ki Axis Bluechip Fund zyada accha fund hai. Iska 3Y return 21.36% hai, expense ratio 0.52% hai, aur riskometer Very High hai. Lekin humein yah bhi dhyan mein rakhna hai ki iska volatility 11.32 hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Monthly SIP ke liye, humein Axis Liquid Fund ki or dekhi jaani chahiye. Iska 1Y return 6.25% hai, 3Y return 6.98% hai, aur riskometer Low hai. Isse humein monthly SIP ke liye iska benefit milta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, Axis Liquid Fund zyada accha fund hai. Iska riskometer Low hai, volatility 0.11 hai, Sharpe ratio 4.36 hai, aur expense ratio 0.11% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, Axis Liquid Fund zyada diversified fund hai. Iska asset allocation CP: 53.47%, CD: 31.44%, T-Bills: 11.86%, Debenture: 0.88%, Money Mkt: 0.39%, Bonds/NCD: 0.28%, NCD: 0.24%, Debt: 0.09%, IRS: 0.0% hai. Lekin Axis Bluechip Fund ka asset allocation Equity: 96.00%, T-Bills: 4.00% hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Bluechip Fund 5Y/3Y returns ke hisaab se zyada acha fund hai, 5.92% aur 21.36% returns deta hai.
Q2: Is the higher risk fund worth it?
Axis Bluechip Fund ka volatility 11.32 hai, jo zyada risk hai. Lekin Sharpe ratio 1.31 hai, jo kuchh accha hai. Humein yah decision lena hai ki kya yah fund humein benefit denega.
Q3: Which fund is more cost-effective?
Axis Liquid Fund expense ratio 0.11% hai, jo Axis Bluechip Fund ka expense ratio 0.52% se kam hai. Isse humein pata chalta hai ki Axis Liquid Fund cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price